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Latest published articles
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Why and how should you raise your staff’s…
Very large sums of money have already been stolen from companies through CEO Fraud, and it's never too late to protect yourself against these threats. To…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/6/1/csm_claudio-pompei-345_9710d22fcb.jpg)
Private Equity Structures at Spuerkeess
The contemporary wave of democratizing private equity investments, coupled with the recent modifications of Luxembourg's fund regulations, including the…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/7/a/csm_338__EXP__Bruno_Mendes__Spuerkeess_ec37001911.jpg)
Caring for your patients and your finances when…
Are you a doctor, physiotherapist or self-employed professional in the healthcare sector? Are you about to open a medical practice but don't have a clue…
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Banking made easy with LuxTrust Mobile
A rainy Sunday - time to tidy up your desk! It's an activity that often leads to long-lost items being found, such as the document Marc was looking for…
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Knowthybrand Women, championing gender inclusion…
With her deep desire to make a difference in this world, Giulia came to Luxembourg in 2020, where she decided to take her existing business next level and…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/a/2/csm_350__RSE__Julien_Froumouth__ABBL_0f5199fb1a.jpg)
Why does sustainability matter in banking and…
Sustainable banking implies taking the environmental, social, and governance (ESG) effect of banking operations and activities into account. By prioritizing…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/c/b/csm_359__EXP__Claude_Hermes__Spuerkeess_24207618d5.jpg)
A fun way to learn about the stock market
This year Spuerkeess is participating in the 41st Stock Market Learning competition, a realistic stock market simulation contest and the only one of its kind…

Game on! Become a stock market pro!
Sophie is intrigued by Marc’s new hobby and would really like to understand why he is spending so much time on his smartphone scrolling through the news about…

A joyful arrival is on the horizon!
Mum can already feel the first kicks in her tummy and Dad is eager to know the baby's sex, while Grandma cannot wait to spoil the baby and Grandpa is…
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Problematic social media use and how to prevent it
Our world has truly become digital. In the media you regularly come across terms like FOMO (fear of missing out), and nomophobia (irrational fear of being…
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Why take out an S-Invest investment plan for your…
Investing for your children gives you the chance to build up a fund for major expenses in the future, such as a university education or a down payment on a…

Trick or treat for Halloween?
For her internship at the end of her university degree, Sophie had the opportunity to spend six months in the US. She had a great time, and was able to…
Managing your finances

A joyful arrival is on the horizon!
Mum can already feel the first kicks in her tummy and Dad is eager to know the baby's sex, while Grandma cannot wait to spoil the baby and Grandpa is…

September is the time for a fresh start!
The holidays may already seem a long time ago, but the university year has only just started. Wasn’t it great to be able to switch off your alarm, spend time…
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Financing your first home just got flexible
'Should we buy or rent?', ask Julie and Charel, a young couple in the process of making life's big decisions. Having recently completed their…
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Financing your home later in life
Many unforeseen events can occur in life: a desire to move elsewhere for a work opportunity, downsizing your home as you approach retirement, a divorce or…

Why you should switch from saving to investing…
"It’s a fact that most of our customers open a savings account for their children at birth. And being a young father myself, I perfectly understand that…

4 tips on how to avoid going broke when moving…
Perhaps you're leaving home to go to university, move in with your partner or simply because it's time. Congratulations! From now on, you can deck…

Financial tips for twenty-year-olds: here's…
First time at university, first job, first salary, first flat... and the list goes on! Life in your twenties is exciting. Everything is new and there is a…
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The last semester at uni begins: good plans to…
The back-to-school season often coincides with a new stage in your life. You still remember your early school days and here comes the last semester at uni.…
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Why install photovoltaic panels on my house?
You've heard so much about them that you can't ignore them any longer. Especially as you now see them just about everywhere… except on your roof! Now…
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Getting started as a student!
Comfortably installed in his Paris studio, Sam feels privileged compared to his colleagues at the Sorbonne, where he has been accepted for his first year of…
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Affordable higher education for all
Louise is 19 years old and lives in Luxembourg with her mother and brother. She has just finished the last oral sessions on her final exams, and is waiting…

The State Guarantee: a helping hand for young…
If you have just finished your studies or started your professional life, you are probably not thinking about saving money. And even less about saving to buy a…
Sophie and Marc's adventures
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Banking made easy with LuxTrust Mobile
A rainy Sunday - time to tidy up your desk! It's an activity that often leads to long-lost items being found, such as the document Marc was looking for…

Game on! Become a stock market pro!
Sophie is intrigued by Marc’s new hobby and would really like to understand why he is spending so much time on his smartphone scrolling through the news about…

Trick or treat for Halloween?
For her internship at the end of her university degree, Sophie had the opportunity to spend six months in the US. She had a great time, and was able to…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/8/6/csm_342__Rentree_scolaire__jeune_avec_smartphone_et_app_bancaires_c0920ee003.jpg)
Contactless payment, mobile banking and the first…
When your child starts secondary school, he or she will enjoy greater freedom, but with it will come greater responsibility. To make this period of change as…
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Why did Sophie choose the Miles & More Luxair…
Miles, miles and miles! With her Miles & More Luxair Visa card, Sophie accumulates "miles" and "more" by shopping, refilling her gas…

Rewarding environmentally friendly projects!
In case you haven't noticed, it's cold outside! Out with the summer jackets and in with the scarves and overcoats! This is also usually the time when…

Getting the most out of your home renovation
Sophie used to dream of a house with a big kitchen garden where she could grow vegetables and pretty rose bushes to her heart’s content. When she and Marc…
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When a dream finally becomes reality
Since 2018, Sophie and Marc have dreamed of a trip to Japan, and this is when they started their "Japan trip" project in their MIA personal…
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Investing “made easy” with S-Invest Plus
It’s been a while since Sophie and Marc bought aunt Elise’s beautiful house. Finally, the works are almost finished and they’re getting ready to move in. The…

Need a new car? Get it the easy way with a Lease…
You are an expatriate in Luxembourg and you need a car? Lease Plus is the perfect leasing solution ... not only for expats!
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Tax returns promise to be easier with the Tax…
Every year it’s the same old story: Marc starts very early to gather all the documents to make his tax return, but when it comes to collecting Sophie’s…
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Marc fills in his tax return on S-Net using myTax…
Don't procrastinate ... while the deadline for submitting the tax return is now 31 December of the year following the tax year in question, Marc likes to…
Experts' corner
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/c/0/csm_358__EXP__Hennes_Bermes_Weber__Spuerkeess_29451e0b24.jpg)
Why and how should you raise your staff’s…
Very large sums of money have already been stolen from companies through CEO Fraud, and it's never too late to protect yourself against these threats. To…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/6/1/csm_claudio-pompei-345_9710d22fcb.jpg)
Private Equity Structures at Spuerkeess
The contemporary wave of democratizing private equity investments, coupled with the recent modifications of Luxembourg's fund regulations, including the…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/7/a/csm_338__EXP__Bruno_Mendes__Spuerkeess_ec37001911.jpg)
Caring for your patients and your finances when…
Are you a doctor, physiotherapist or self-employed professional in the healthcare sector? Are you about to open a medical practice but don't have a clue…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/a/2/csm_350__RSE__Julien_Froumouth__ABBL_0f5199fb1a.jpg)
Why does sustainability matter in banking and…
Sustainable banking implies taking the environmental, social, and governance (ESG) effect of banking operations and activities into account. By prioritizing…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/c/b/csm_359__EXP__Claude_Hermes__Spuerkeess_24207618d5.jpg)
A fun way to learn about the stock market
This year Spuerkeess is participating in the 41st Stock Market Learning competition, a realistic stock market simulation contest and the only one of its kind…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/4/d/csm_343__EXP__Claire_van_Duin___Carolina_Catundauni_672bde53a1.jpg)
Problematic social media use and how to prevent it
Our world has truly become digital. In the media you regularly come across terms like FOMO (fear of missing out), and nomophobia (irrational fear of being…
![[Translate to English:] [Translate to English:]](/fileadmin/_processed_/2/9/csm_353__EXP__Filipe_Dos_Santos_Coimbra__Spuerkeess_7d86ecaa65.jpg)
Why take out an S-Invest investment plan for your…
Investing for your children gives you the chance to build up a fund for major expenses in the future, such as a university education or a down payment on a…

S-Net, the online banking service with more and…
S-Net has 300.000 users, and for Spuerkeess it's a good reason to celebrate, but also to include its customers in the thinking and development of its…
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Company repair cafés and how to repair for a…
Company repair cafés take their inspiration from the circular economy concept by reclaiming objects and encouraging repairing instead of waste. But what are…

Why banks matter and how they improve our lives
We can bank how we want when we want and where we want. We can make our purchases, transfer money, and check our balances on-the-go. But are traditional banks…

Harvesting the resources provided by old…
Electronic waste contains many valuable materials that can be recovered and reused to create renewable energy technologies. In this interview, Andy Maxant,…
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Intelligent self-service AI and how to use it
One of the most remarkable developments in the digital revolution is, without doubt, artificial intelligence (AI). Among the various technologies, self-service…
Let's talk business
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Knowthybrand Women, championing gender inclusion…
With her deep desire to make a difference in this world, Giulia came to Luxembourg in 2020, where she decided to take her existing business next level and…
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Never give up on your dreams
Three friends who shared a common dream: a trendy meeting place in eastern Luxembourg selling local wines and promoting Luxembourg's beautiful Moselle…
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The Indian look - conflict settler
Born and raised in Mauritius, Raginee Poloogadoo, CEO and Lead Mediator at Pro Solve Consulting studied law and for family reasons moved to Luxembourg. Since…
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Isabelle Mattern Studio: Visual communication and…
After studying in Paris and London, Isabelle Mattern decided to join the rising local scene in Luxembourg to set up as a freelance designer and conceptor in…
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Nyki: equitable tutoring
Passionate about social entrepreneurship and convinced that this is the model that will meet the economic, environmental and social challenges facing our…
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Daring to choose social and eco-responsible…
The entrepreneurial spirit in her DNA and her son’s diagnosis with multiple allergies pushed Ahoua Bakayoko to get started as a socially responsible…
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Coaching with man's best friend
A burn-out in 2018 was for Josée Thyes an opportunity to rethink her lifestyle. Interested in coaching and supporting people for a long time, she decided to…
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Zero Waste: a strong argument!
Passionate about the environment and digitalisation, Stéphanie Lamberty has brought them together with Kilogram, the first completely online shop for local,…
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Ashanti’S, making beauty accessible for everyone!
Driven by her desire to "make beauty accessible for everyone", Susana Costa created a personalised treatment and wellness programme provided in…
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From finance to financiers
Driven by his passion for baking and his entrepreneurial drive, Simon decided to leave his finance job and start a baking business by creating an inclusive…
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The future is hats
Born in Spain, Sylvia arrived in the Greater Region in 2007. Having worked in a bank for 21 years, she decided to make a living from her passion, which is the…
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A VEGAN twist on traditional dishes
Ten years ago, Linda and Benoît Depaye decided to adopt a 100% vegan lifestyle. This decision led them to open their own restaurant where they put a vegan…