When a dream finally becomes reality
Since 2018, Sophie and Marc have dreamed of a trip to Japan, and this is when they started their "Japan trip" project in their MIA personal…
Sophie and Marc are conscious of the choices they make in their lives. They are trying to make the right decisions in line with their views on sustainability and their ecological footprint.
Just as they decided to renovate their new house to improve its energy rating, they are looking for an ethical, sustainable investment offering returns that are potentially higher than a traditional savings account.
In their search for the perfect investment, Sophie contacted her Personal Banker at Spuerkeess and made an appointment to discuss the best plan.
In the same way, it analyses their risk profile (Security, Conservative, Balanced, Growth or Offensive) and their needs in terms of sustainable investments (Committed, Interested, Neutral on sustainability).
Although Sophie and Marc are informed and interested customers, they are looking for a way to invest without too much hassle. Sophie received a lot of information when she attended the annual Stock Market Learning offered by Spuerkeess and she is also very aware of the risks and behaviour of financial instruments.
Wanting to invest EUR 50.000 as a base capital for their future, both opt for the S-Invest Plus product, a savings plan that offers them “tailor-made” options according to their risk profile and sustainability preferences, as well as flexibility in how their savings plan is composed.
Given the ongoing turmoil on the financial markets, their advisor suggests starting with an initial investment of EUR 20.000 and spreading the remaining EUR 30.000 at their own pace over the next few months or even years through a recurring order. This individual savings plan offers the advantage that
Sophie and Marc opt for an S-Invest Plus savings plan with a majority of sustainable investments.
S-Invest Plus is made up of products from the lux|funds range managed by Spuerkeess. These funds enable investors to benefit from the long-term performance of the financial markets.
Everything is easy with S-Invest Plus… instead of conducting a whole series of different operations when purchasing each financial instrument, one report and one signature is all it takes to finalise everything.
In the “Investment” section in their S-Net, Sophie and Marc can monitor the performance of their investment closely.
S-Invest Plus: the benefits in a nutshell
Solutions tailored to the customer’s needs and risk profile
A comprehensive plan with a variety of investments offering more simplicity and lower costs
No custody fees
30% reduction on subscription fees
Investments starting from EUR 40/month
A large selection of lux|funds