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Before paying for your holiday, it's essential to find out what insurance is included with your payment cards should something unexpected happen, so that you know which card to choose.
Travel insurance you can benefit from:
Travel accident (death/disability)
Stolen, lost and delayed luggage
Flight delay or extended stay if stranded abroad
Exemption from rental vehicle/e-mobility deductible
A good influenza two days before you go on holiday or an accident that prevents you from travelling are good reasons to use your insurance to cancel your trip. But to do this, you need to have paid for your holiday (transport + accommodation) with the right credit card. Visa debit and Axxess cards don't come with any travel insurance!
The two credit cards Spuerkeess Visa Premier and Miles & More Luxair Visa, for example, offer cancellation and baggage insurance. If you have to cancel before your departure, you are covered for up to EUR 5.000/year/card with the Visa Premier and EUR 15.000/year/card with the Miles & More Luxair Visa. And if your luggage is stolen, lost or delayed, you can claim up to EUR 500/insured person/claim. Not bad, is it?
In addition to this insurance, there are a number of assistance services that you can call on if something goes wrong during your holiday.
Assistance services you can take advantage of during your trip:
Repatriation in the event of illness or death
Reimbursement of necessary medical expenses for outpatient treatment or hospitalisation abroad
Search and rescue costs
Assistance in the event of legal proceedings
Organisation and information services
When you pay for your trip, you must ensure that the following conditions are met for the insurance and assistance services to be valid:
And did you know that purchases you make before or during your holiday are also covered by insurance against theft and accidental damage? And what's more, this is included in your credit card?
In the event of theft or accidental damage to your purchases, Visa Premier will reimburse you up to EUR 500 per claim and EUR 1.000 per year, with a minimum of EUR 50 per item. And with the Miles & More Luxair Visa, the amount is EUR 1.000 per claim and EUR 2.500 per year, with a minimum of EUR 50 per item. This protection is valid for up to 90 days after purchase.
There's so much for you to enjoy!
It would be a pity not to accumulate miles as you travel, wouldn’t it? For every trip you make and for every expense you incur, your miles will grow. These can then be exchanged for merchandise, flights or gift vouchers as you wish.