Spuerkeess - Your Bridge to Life

It's a December evening, 11 pm. The filing deadline is looming, and you're ticking boxes somewhat randomly just to get it over with. Sound familiar? You're certainly not alone. Yet a tax return completed in haste often means money left on the table. So, how much can a truly well-prepared tax return save you? We put the question to Patrick Malget, co-founder of taxx.lu, the platform already helping tens of thousands of taxpayers in Luxembourg.

In a context where rents are rising and interest rates are evolving, becoming a homeowner can offer much more than just a roof over your head. It’s a strategic choice—both personal and financial. In this article, we present the main advantages of buying real estate in both the short and long term, while also exploring the reasons why renting can make sense and when it might be the right time to take the step toward homeownership. Discover why buying a property can be a smart decision for your financial and personal future!

In this excerpt from the Evergreens by Spuerkeess podcast, we speak with Nick Huberty (Investment Portfolio Manager), Julien Ensch (Head of Client Relationship Management) and Julien Kohn (Investment Portfolio Manager) to reflect on the first six months of 2026. Between the remarkable rise of artificial intelligence, the return of IPO activity, evolving monetary policies and renewed geopolitical tensions, the markets have once again delivered their share of surprises. What lessons can investors draw from this first half of the year? Discover their insights in this article.

Is age really a limiting factor when entrepreneurial ambitions come calling? Matthias Pastor proves that it isn’t. Even before reaching adulthood, he joined Cap Floor to strike out on his own. What followed was a steady rise that led him to climb the ranks and become the new face of the company. Discover this success story, supported by our expert Johny Basher from the “Transmission” team at Spuerkeess. Enjoy reading!

Passing on your business to a third party or within your family is a crucial stage in the life of your company, just as taking over a business marks the start of a new life for a business owner. At Spuerkeess, these two important steps are taken with the advice and support of dedicated experts. Whether you are the assigner or assignee, our experts Johny Basher and Franck Alter, both business transfer advisors at Spuerkeess, reveal the keys to a successful transfer in this article. Happy reading!

Are you able to put aside a little money at the end of each month? Have you ever asked yourself how you could put that extra money to work, to increase its value rather than let it sit dormant in your savings account? We have the solution for you: Invest your money. Get started by opening your own securities portfolio.

In this extract from the “Evergreens by Spuerkeess” podcast, we hear from Pierre Clement (CEO of Nexvia), Max Didier (CEO of Compagnie de Construction Luxembourgeoise and President of the Luxembourg Federation of Property Developers), and Charles Pletsch (Head of Retail Banking at Spuerkeess) as they analyse recent developments in Luxembourg’s property market. Against a backdrop of rising interest rates, a slowdown in construction and shifting buyer expectations, how is the market evolving and what levers could help restore momentum?

Invoice fraud is now one of the most widespread and costly threats to businesses, regardless of their size or industry. It primarily targets business-to-business (B2B) payments and exploits a key factor: the trust established with your regular partners. Understanding how it works and developing the right reflexes is essential to avoid financial losses that are often irreversible. In this article, discover what you need to know about the topic.

Starting a career in Luxembourg often goes hand in hand with a first well-paid job, financial independence, and new life plans. However, one question frequently comes up among young professionals: “Do I really need to file a tax return if it isn’t mandatory?” The answer is simple: in most cases, yes — because it often is financially beneficial. Find out why in this article.

On the occasion of E-Drive Day, cars no longer simply inspire dreams—they also reflect the major transformations of our time. Between rising oil prices, an accelerated energy transition, and new driver expectations, the automotive market is rapidly evolving . And the figures speak for themselves: electric vehicles are now emerging as an increasingly obvious choice, particularly through leasing options.

In this excerpt from the podcast “Evergreens by Spuerkeess”, Gérard Thein (President of the Fédération des Jeunes Dirigeants – FJD), Sven Baltes (CEO of Jonk Entrepreneuren Lëtzebuerg – JEL), and Jean Luc Bermes (Deputy Head of Corporate Banking – Spuerkeess) discuss the direct impact of increasing regulation, new technologies, and economic uncertainty on entrepreneurs.

Are you among the majority of taxpayers who file their tax returns in December? What if we tell you it isn’t a good idea? To start filling in your tax return at the beginning of the year is much better, and in this article we explain why.