What is S-Net Business?

S-Net Business is an e-banking solution designed to facilitate the financial management of your professional activities. It is primarily targeted at self-employed individuals, SMEs, and organisations.

Is S-Net Business Free?

Yes, using S-Net Business is completely free. Any fees related to specific products and transactions still apply.

Is S-Net Business available on mobile?

No, S-Net Business is currently only available on desktop.

What features are currently offered?

A consolidated view of accounts and cards for each of your business entities. Entry of single and bulk transfers, with the ability to easily duplicate them. Management of recurring payments (permanent orders and direct debits). An intuitive and centralised view of all payment orders submitted by the users. Multiple validations of payment orders in accordance with the power of authority rules. Shared management of beneficiaries. Customization options for each business entity.

Who is authorised to use S-Net Business?

Two types of users can access S-Net Business: Statutory signatories of business entities, including those holding eligible professional products (they are the only ones authorized to activate S-Net Business). Mandate holders of business entities.

What is needed to activate S-Net Business?

To activate S-Net Business, you must: Have access to S-Net. Be a statutory signatory of a business entity (subject to eligibility).

Self-employed Contact form

HTML{ scroll-behavior: auto !important; } <input type="hidden" name="tx_form_formframework[__trustedProperties]" value="{"s-NetBusinessIndependantsEN-129281":{"textarea-1":1,"textarea-2":1,"vnQBISPdm0OKHRb":1,"email-1":1,"telephone-1":1,"singleselect-1":1,"textarea-3":1,"checkbox-1":1,"__navigationHistory":1,"__currentPage":1}}5801d85a6215be2d1899f33ee21489a9395390b1" /> Last name * First name * Email * Format: email@example.com Phone number * Format: +352 123 456 Preferred financial centre * Luxembourg City Kirchberg Diekirch Grevenmacher Mamer Esch sur Alzette Message * Disclaimer * Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu Send

HTML{ scroll-behavior: auto !important; } <input type="hidden" name="tx_form_formframework[__trustedProperties]" value="{"s-NetBusinessSocietesEN-129283":{"textarea-1":1,"textarea-2":1,"email-1":1,"telephone-1":1,"HUilInvfszL1jBaET0":1,"singleselect-1":1,"textarea-3":1,"checkbox-1":1,"__navigationHistory":1,"__currentPage":1}}2063c362e9cf84fa54890af9b5467b3d399c4135" /> Last name * First name * Email * Format: email@example.com Phone number * Format: +352 123 456 Preferred financial centre * Luxembourg City Kirchberg Diekirch Grevenmacher Mamer Esch sur Alzette Message * Disclaimer * Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu Send

S-Net Business

Manage your business finances like a pro!

More info Contact an advisor

S-Net Business meets your needs! Our new online banking solution has been specially designed for the self-employed, SMEs and associations.

Simplify the financial management of your business activities with complete confidence thanks to a user-friendly experience that meets your specific needs, and a smoother navigation between your S-Net and S-Net Business environments.

A space dedicated to your business activities

Take advantage of a financial situation specific to each of your business units to monitor changes in their accounts and cards in real time, and access 10 years of transaction history.
Efficient monitoring of payment orders

Benefit from an intuitive, centralised view of all payment orders entered by users in your business unit.
Secure validation of payment orders

Manage your transactions transparently by validating transactions in accordance with your business units’ powers of authority.

S-Net Business The ideal solution for your business finances

Advantages:

A space specially designed for your business activities
Intuitive and centralised monitoring of your payment orders
Validation of payments in compliance with your business unit's powers of authority
The ability to enter batches of grouped transfers

Use S-Net Business at no additional cost

Free

Need help or more information on S-Net Business?

FAQs

Full Guide

S-Net Business is an e-banking solution designed to facilitate the financial management of your professional activities. It is primarily targeted at self-employed individuals, SMEs, and organisations.
Yes, using S-Net Business is completely free. Any fees related to specific products and transactions still apply.
No, S-Net Business is currently only available on desktop.
A consolidated view of accounts and cards for each of your business entities.

Entry of single and bulk transfers, with the ability to easily duplicate them.

Management of recurring payments (permanent orders and direct debits).

An intuitive and centralised view of all payment orders submitted by the users.

Multiple validations of payment orders in accordance with the power of authority rules.

Shared management of beneficiaries.

Customization options for each business entity.
Two types of users can access S-Net Business:

Statutory signatories of business entities, including those holding eligible professional products (they are the only ones authorized to activate S-Net Business).

Mandate holders of business entities.
To activate S-Net Business, you must:

Have access to S-Net.

Be a statutory signatory of a business entity (subject to eligibility).

Full Guide

I want to be contacted by an advisor

Last name *

First name *

Email *
Format: email@example.com

Phone number *
Format: +352 123 456

Preferred financial centre *

Message *

Disclaimer *

Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu
Last name *

First name *

Email *
Format: email@example.com

Phone number *
Format: +352 123 456

Preferred financial centre *

Message *

Disclaimer *

Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu

For further information: Data Protection Policy

S-Net Business

Manage your business finances like a pro!

A space dedicated to your business activities

Efficient monitoring of payment orders

Secure validation of payment orders

Advantages: