30th August 2021
Managing your finances
The home loan in three main steps
A few weeks ago, you took a trip with your family to the countryside and came across a magnificent little house for sale. Since then, nobody can stop talking...
Every housing loan application is unique and therefore handled individually Our advisers guide and help you find the best financing plan.
Ensure you are well informed before initiating your project
Explanatory videos, simulators, tips and advice are waiting for you on our website in our new Knowledge Centre. Benefit from the expertise of our advisors before even launching your project.
Your new home
We help determine a financing plan, tailored to your needs
Your financing
Our advisors guide you through the different solutions
Our expertise
Learn all about state aids, the tax advantages provided in the Law and other
Simulate your housing loan
Summary
Amount of the loan
500.000,00€
Nominal Rate
1,85 %
Monthly instalment
1.816,45€
This simulation gives you an estimate of the monthly payments and is not binding on Spuerkeess in any way whatsoever. For a specific quotation, please contact one of our branches or fill in your online request.
Comprehensive advice: aid & financing advice
A comprehensive and tailor-made quality advice must take into account all financial aid to be received.
Our consulting offer for the financing of your ecologically responsible project includes a simulation of all state and private aid you can receive. For this purpose, we have developed a tool in collaboration with energieagence. Determining the real need for financing, after deduction of all financial aid, will allow you to avoid unnecessary costs and to benefit from a tailor-made financing offer, perfectly adapted to your situation and your project.
Have a look at our guide to housing loans:
Brochure "Guide to Housing Loans"
Are you planning to build, buy or renovate/refurbish a home? Such a project is a considerable investment that requires careful preparation and a trustworthy financial partner.
Depending on the nature of your project and on your personal situation, various financing solutions are open to you. Our advisors are at your disposal to develop, with you, a tailor-made financing plan perfectly suited to your needs.
Do you want to build up capital in order to buy or build your future home?
Do your building transformation works contribute to improve energy efficiency? Your energy savings will be rewarded
Ecoprêt has been specially designed to support and simplify the financing of your environmentally responsible housing and real estate projects.
Ecoprêt is a fast and flexible solution with many advantages:
- loans between EUR 5.000 and 100.000
- favourable rate
- maximum duration of 120 months
- no mortgage registration
- no handling fee
Still looking for your dream home? Pay a visit to our partner site Vivi.lu!
For more information on housing, discover our articles!
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13th May 2019
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How much can you borrow for a real estate project?
Are you considering a real estate project but don't know if you can afford it? You can find out the sum that you'd need to borrow and how much you...
17th January 2019
Managing your finances
Real estate loan: what rate should you choose?
You've found your dream house, and all you have to do now is take out a housing loan with your bank. You're wondering whether to go for a fixed or...
14th November 2018
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Understanding the tax benefits of a rental...
Whether it is to live in or rent out, buying a property also offers a number of tax benefits as set by law. In order to help you better understand these...
31st October 2018
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Buy to let: a good idea?
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9th July 2018
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In case you haven't noticed, it's cold outside! Out with the summer jackets and in with the scarves and overcoats! This is also usually the time when...
19th June 2018
Experts' corner
Luxembourg’s Real Estate Market: Spuerkeess’s...
Spuerkeess is aware that the ongoing price increases put pressure on customers who want to purchase real estate, whether for their own needs or as a rental...
13th April 2018
Sophie and Marc's adventures
BHW: Save today and build tomorrow
Now that Sophie and Mark are in a civil partnership, they are thinking more and more about building a house. Sophie already sees herself planting roses in her...
10th April 2018
Managing your finances
The State Guarantee: a helping hand for young...
If you have just finished your studies or started your professional life, you are probably not thinking about saving money. And even less about saving to buy a...
