Housing loan The perfect solution to finance your housing project.

Do you plan on building or buying a property, or embellishing your home?

Make your housing project the most beautiful of all stories

Simulate your housing loan

Every housing loan application is unique and therefore handled individually Our advisers guide and help you find the best financing plan.

Ensure you are well informed before initiating your project

Explanatory videos, simulators, tips and advice are waiting for you on our website in our new Knowledge Centre. Benefit from the expertise of our advisors before even launching your project.

Your new home
Your new home
We help determine a financing plan, tailored to your needs
Your financing
Your financing
Our advisors guide you through the different solutions
Our expertise
Our expertise
Learn all about state aids, the tax advantages provided in the Law and other

Simulate your housing loan

Amount
500.000,00
min. 5.000 € - max. 10.000.000 €
Loan term

1
30

Nominal Rate

9

Monthly instalment

42918.49

Summary

Amount of the loan
500.000,00
Nominal Rate
5,45 %
Monthly instalment
2.839,08
Annual Percentage Rate 
5,62 %
This simulation gives you an estimate of the monthly payments and is not binding on Spuerkeess in any way whatsoever. For a specific quotation, please contact one of our branches or fill in your online request.

Comprehensive advice: aid & financing advice

A comprehensive and tailor-made quality advice must take into account all financial aid to be received.

Our consulting offer for the financing of your ecologically responsible project includes a simulation of all state and private aid you can receive. For this purpose, we have developed a tool in collaboration with energieagence. Determining the real need for financing, after deduction of all financial aid, will allow you to avoid unnecessary costs and to benefit from a tailor-made financing offer, perfectly adapted to your situation and your project. For your sustainable projects, put all the subsidies on your side and simulate your energy aid !

#WeValueSustainability

#TransitionEnabler


Have a look at our guide to housing loans:

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Do you want to build up capital in order to buy or build your future home?

BHW Bausparen For maximum flexibility!

  • Savings interest rate guaranteed
  • Secure an attractive fixed rate loan
  • Fast availability to your home loan without minimum savings
  • Choice of the monthly instalment and the interest rate - debit
  • Benefit from possible state grants

Leaflet "BHW WohnBausparenPlus"


Do your building transformation works contribute to improve energy efficiency? Your energy savings will be rewarded

Ecoprêt is a fast and flexible solution with many advantages:

  • loans between EUR 5.000 and 100.000
  • favourable rate
  • maximum duration of 120 months
  • no mortgage registration
  • no handling fee
Ecoprêt has been specially designed to support and simplify the financing of your environmentally responsible housing and real estate projects.

I want a Housing loan

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