Housing loan The perfect solution to finance your housing project.

Do you plan on building or buying a property, or embellishing your home?

Make your housing project the most beautiful of all stories

Simulate your housing loan

Every housing loan application is unique and therefore handled individually Our advisers guide and help you find the best financing plan.

Ensure you are well informed before initiating your project

Explanatory videos, simulators, tips and advice are waiting for you on our website in our new Knowledge Centre. Benefit from the expertise of our advisors before even launching your project.

Your new home
Your new home
We help determine a financing plan, tailored to your needs
Your financing
Your financing
Our advisors guide you through the different solutions
Our expertise
Our expertise
Learn all about state aids, the tax advantages provided in the Law and other

Your project is taking shape? Let's calculate together the financing cost of your project!

min. 5.000 € - max. 10.000.000 €
Loan term


Nominal Rate


Monthly instalment



Amount of the loan
Nominal Rate
5,70 %
Monthly instalment
Annual Percentage Rate 
5,88 %
This simulation gives you an estimate of the monthly payments and is not binding on Spuerkeess in any way whatsoever. For a specific quotation, please contact one of our branches or fill in your online request.

In just a few clicks:

  • Create your financing plan and simulate your monthly instalment
  • Assess the feasibility of your property project (acquisition/construction)

Have a look at our guide to housing loans:

Brochure "Guide to Housing Loans"

Brochure "Guide to Housing Loans"

Are you planning to build, buy or renovate/refurbish a home? Such a project is a considerable investment that requires careful preparation and a trustworthy financial partner. Depending on the nature of your project and on your personal situation, various financing solutions are open to you. Our advisors are at your disposal to develop, with you, a tailor-made financing plan perfectly suited to your needs.
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Do you want to build up capital in order to buy or build your future home?

BHW Bausparen For maximum flexibility!

  • Savings interest rate guaranteed
  • Secure an attractive fixed rate loan
  • Fast availability to your home loan without minimum savings
  • Choice of the monthly instalment and the interest rate - debit
  • Benefit from possible state grants

Leaflet "BHW WohnBausparenPlus"

Do your building transformation works contribute to improve energy efficiency? Your energy savings will be rewarded

Ecoprêt is a fast and flexible solution with many advantages:

  • loans between EUR 5.000 and 100.000
  • favourable rate
  • maximum duration of 120 months
  • no mortgage registration
  • no handling fee
Ecoprêt has been specially designed to support and simplify the financing of your environmentally responsible housing and real estate projects.

I want a Housing loan

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