Parents

Discover Spuerkeess offers for your children!

The gift for newborns

Spuerkeess and LALUX Assurances offer EUR 150 to your newborn, of which:

  • EUR 50 will be credited on a Tweenz savings account  (opened by a legal representative);
  • EUR 50 will be credited on an insurance lalux-Study Cover ;
  • EUR 50 will be credited on a savings plan S-Invest *.

Your child may benefit of this gift up to the age of 12 months. Furthermore, your child will receive a nice surprise gift at our branch.

* Valid until the child's 18th birthday

Our saving accounts and savings plans for children A combination between return and security

1. Savings accounts

The Tweenz savings account

The savings account for children between the age of 0 and 12.

  • For children aged 0 to 12
  • Interest rate of 2,45%
  • No account closing balance fee
  • All advantages of the Tweenz-Club

Blocked savings account

The savings account that is blocked until the age of 18.

  • For children aged from 0 to 18
  • Interest rate of 2,65%
  • No account closing balance fee
  • All advantages of the Tweenz-Club
Current account required (free up to the age of 18)

2. Insurances

lalux-Study Cover

Start preparing your children's future now!

  • Make regular savings in total security
  • Freely choose the amount of deposits
  • Complete the subscription formalities in a few minutes with your bank advisor
  • Benefit from tax advantages

3. Investment

S-Invest

Your investment funds savings plan in lux|funds.

  • Invest regularly, but at your own pace
  • No subscription and custody fees*
  • Investments starting from EUR 40/month
  • Liquidity: your capital remains accessible over a very short term
* Recurring fees of lux|funds available on luxfunds.lu


* The subscription of units of the luxfunds range is subject to the applicable fees as described in the publication "Main banking fees: retail customers", available at https://www.spuerkeess.lu/en/retail-customers-fees/.

The Tweenz Club Gifts, activities and reductions for kids aged between 6 and 12

Tweenz Club has a lot to offer to kids aged between 6 and 12 wanting to manage and lay out their money to advantage as well as take part in interesting leisure and educational activities.

 

Why you should switch from saving to investing for your children Find the answer in our blog article

I want a Tweenz savings account, a blocked savings account, an S-Invest and/or a LALUX product I want to be contacted by an advisor

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