Getting started as a student!
Comfortably installed in his Paris studio, Sam feels privileged compared to his colleagues at the Sorbonne, where he has been accepted for his first year of…
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Affordable higher education for all
Louise is 19 years old and lives in Luxembourg with her mother and brother. She has just finished the last oral sessions on her final exams, and is waiting…
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Student loan: your checklist and other important information!
Wherever you choose to study, you're automatically entitled to financial aid! You're wondering how to go about it, or how interest rates work if you…
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The university adventure begins: don’t forget the state guaranteed student loan!
Baccalaureate diploma in hand? Your well-deserved holidays are almost over? Perhaps you've already started at university or you're making your final…
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Getting the most out of your home renovation
Sophie used to dream of a house with a big kitchen garden where she could grow vegetables and pretty rose bushes to her heart’s content. When she and Marc…
Real estate loan: what rate should you choose?
You've found your dream house, and all you have to do now is take out a housing loan with your bank. You're wondering whether to go for a fixed or…
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The Central Bank has continued raising key rates and rates on home will follow. What’s the best way to approach a home ownership project at this moment in time?
We asked Charles Pletsch, “Vice President and Head of Business Unit” at Spuerkeess, specialising in home loans, to share his view on interest rate trends and…
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Our tips for a successful tax return!
In February you received the famous letter from the Tax Administration asking you to submit your tax return for the previous year. From now on, the deadline…
How much can you borrow for a real estate project?
Are you considering a real estate project but don't know if you can afford it? You can find out the sum that you'd need to borrow and how much you…
Need a new car? Get it the easy way with a Lease Plus leasing!
You are an expatriate in Luxembourg and you need a car? Lease Plus is the perfect leasing solution ... not only for expats!
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Tax returns promise to be easier with the Tax Area in S-Net
Every year it’s the same old story: Marc starts very early to gather all the documents to make his tax return, but when it comes to collecting Sophie’s…
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Marc fills in his tax return on S-Net using myTax by VIREO !
Don't procrastinate ... while the deadline for submitting the tax return is now 31 December of the year following the tax year in question, Marc likes to…
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Today I have an appointment with my banker!
Since moving into their first home and undertaking the renovation of their new house, Sophie has developed a passion for interior design. She therefore decided…
Leasing vs buying a car: no more misconceptions!
“Who in their right mind would want to lease a car?”, “It’s more expensive than buying and you don’t even own the car”, “There are always hidden costs”, “It’s…
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Happy Mother's Day, mum!
Ever since she first became a mum, Sophie has loved Mother’s Day. She always looks forward to the day, wondering what Lily will have made for her at nursery.…
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Ecobonus powered by etika: Another reward for your energy renovation!
After a long discussion with her aunt Elise, the answer was staring Sophie in the face... If her aunt doesn't feel up to looking after her beautiful house…
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Tax return: is the myTax digital assistant the ideal solution to ensure you pay the right amount of tax?
In Luxembourg and everywhere in Europe, the taxation of individuals continues to become more complex each year. Unfortunately, many taxpayers are paying the…
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Take out an online joint loan with S-Net!
When Shauna and her husband moved into their flat in Bonnevoie, they didn’t have children and swore by public transport. But as their family has grown, they…
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How did Sophie know she was eligible for a subsidy for the purchase of her new car?
For Sophie and Marc, 2021 wasn’t exactly a typical year. The COVID-19 health crisis caused them to change their habits and made them more sensitive to…
One goal: get your dream car. Two solutions: leasing or loan
The difference between owning and leasing a car is solely based on the means to achieve one same goal: to get you your dream car!
The home loan in three main steps
A few weeks ago, you took a trip with your family to the countryside and came across a magnificent little house for sale. Since then, nobody can stop talking…
The family goes cycling
When Marc and Sophie chose to spend their summer holidays in Luxembourg, it was a joint decision. Sophie saw it as an opportunity to combine gardening, trips…
Banks support the national economy in the wake of COVID-19
Alongside five other Luxembourg banks, Spuerkeess is providing financial support to its professional clients, particularly to those who are facing a lack of…
Spuerkeess – your partner for a good start at university
Summer time is over and school is starting again, but this year, you’re up for university, which means new challenges, new responsibilities and new…
