Sample calculation of a housing loan

A housing loan totalling EUR 500.000 for the purchase of a property and concluded at the nominal rate of 5,20 % over a period of 360 months, is repayable in monthly instalments of EUR 2.760,78.

Handling fees, conditional upon holding a Zebra Premium package, total EUR 1.500,00. The effective annual interest rate is 5,3578%. The total amount to be repaid is EUR 993.880,80 (excluding life insurance costs and mortgage registration fees).