Sample calculation of a housing loan

A housing loan totalling EUR 500.000 for the purchase of a property and concluded at the nominal rate of 3,10 % over a period of 360 months, is repayable in monthly instalments of EUR 2.144,56.

Handling fees, conditional upon holding a Zebra Premium package, total EUR 1.500,00. The effective annual interest rate is 3,18%. The total amount to be repaid is EUR 775.746,00 (excluding life insurance costs and mortgage registration fees).