A joyful arrival is on the horizon!

They are wondering about a list because they have already been asked dozens of times since they announced the good news to their friends and family. Ultimately, Julie and Charel decided not to have a baby list because they both have nieces and nephews whose pram, baby carrier, changing table, nappy bag, clothing and more will be passed on to them. As for the rest, they plan to buy it second-hand as and when they’ll need it because the internet is certainly not lacking in adverts selling used baby supplies in great condition.

What they want most is for their baby to arrive in good health and for it to be able to enjoy the baby gifts received, rather than see them discarded when they are no longer needed.

Moreover, they believe it is wiser to give their baby a financial boost when it reaches adulthood. If they start saving money now, the amount accrued later will be larger, right? Although there is still plenty of time to think about it, prevention is better than cure!

Grandpa is absolutely determined to open a savings account for his grandson or granddaughter because that is what he did when Julie was born. She was still a newborn when he opened an account for her and began making monthly deposits. On special occasions such as her christening, communion, birthdays and so on, Julie's family also paid money into her account ‒ "for later", as they said. Julie was not allowed to access her account until she turned 18 and the amount accrued at that point was relatively high. Indeed, the 18 years of savings her father set aside for her, in addition to the generous gifts from her family and the interest earned on them at the end of each year, meant that Julie easily had enough of a nest egg to obtain a mortgage.

Julie was not the only one with a forward-looking father; Charel and most of the children in their generation did as well. It was what people did in those days.

Without hesitation: long-term investments! During his meeting at the bank, Charel picked up all the information he needed to help him start investing for his child. He now has an investment plan that enables him to invest his money over the long term in various categories of product, to limit his risk of loss. He opened an S-Invest plan for the baby and to welcome it into the world, his bank gave him EUR 50 to invest. Together, he and Julie will invest a set amount each month and, rather than lying dormant in a savings account, the money will grow in value.

The new parents do not have to lift a finger because once the standing order is set up, the bank invests in the most suitable funds for Charel. After all, the new parents will have their hands full when the baby arrives.

And, if he likes, Grandpa can also take out lalux-Study Cover insurance for his grandchild and receive an additional EUR 50 to be credited against the cost of the insurance product. Not only will Grandpa enjoy providing for his grandchild's future, the baby will also hold all the financial products it needs to ensure its finances are optimally managed.