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To make the right decision, you need to understand the different savings accounts available from Spuerkeess.
You can make one-time payments into a blocked savings account – on birthdays, for a baptism or communion, etc. – or save regularly with monthly payments. The account will be blocked until your child turns 18, meaning he will not be able to access his savings until his 18th birthday. No account management fees are payable and the account enjoys all the benefits of the Tweenz Club.
With Tweenz, our traditional savings account, the account holder can withdraw his money from age 15. Under that age, he has access to the savings only with the signature of a legal representative. No account management fees are payable and the account enjoys all the benefits of the Tweenz Club.
The Tweenz savings account allows your child to make his first steps towards financial independence from age 15!
The savings account that is blocked until the age of 18.
The savings account for children between the age of 0 and 12.
Your family has asked whether you have a baby gift list, and as you are well organised, you already have all you need for your baby... To avoid ending up with dozens of soft toys and clothes, you could give them your account number, or – even better – your baby's account number!
However, to open an account for your baby, you do have to wait until he is born! You will be asked to provide a birth certificate to open the account.
Your child may benefit of this gift up to the age of 12 months. Furthermore, your child will receive a nice surprise gift at our branch.
Parents generally open an account for their child (as legal representatives), but anyone (grandparents, aunt, uncle, neighbour, etc.) can open an account for a child (as depositor).
Although it is now common practice to open a savings account for our children, there are alternative ways to invest some of their savings over the long term.