Today I have an appointment with my banker!
Since moving into their first home and undertaking the renovation of their new house, Sophie has developed a passion for interior design. She therefore decided…
So what can he do to invest and earn a higher return on his capital through professional management? Easy, Marc has chosen to open a Speedinvest with Spuerkeess. Depending on the strategy chosen, his money will be invested in two Global Diversified SICAV subfunds, a bond and an equity subfund, fully managed by BCEE Asset Management experts!
Speedinvest is a digital tool that allows everyone to invest money for the purpose of seeing it grow over the years. No forms, no dropping by: Speedinvest is available on S-Net and S-Net Mobile, and can be opened whenever and wherever, with a minimum amount of 500 euros! You can increase this amount whenever you want to or by a monthly standing order, but you can just as easily withdraw the funds at any time. It is precisely this simplicity and flexibility that has finally convinced Marc. Let’s have a look at the various steps to open a Speedinvest.
Marc has selected Speedinvest in his S-Net store. Firstly, Speedinvest offers you the possibility to carry out a simulation with various amounts. Once everything is clear, Marc defines the amount and monthly payments he wants. The tool uses these data to estimate the costs related to the investment.
Then, comes the more strategic part. Marc has to choose an investment horizon in terms of years and the Speedinvest robot asks a series of questions about Marc’s financial and personal situation to determine the best investment strategy for his profile.
Once the strategy has been decided, Speedinvest makes a final simulation by using all the gathered data to give Marc a concrete overview. Satisfied with his account, he moves on to the conclusion of the contract and receives the general terms and conditions, the general terms and conditions concerning financial instruments as well as the investor’s guide in PDF format. At this stage, Marc could very well leave it there and read the documents another time. But since he is keen to get going and knows full well that if he doesn’t look at them now, he probably never will, he reads them immediately.
Marc can now follow changes in his investment live at any time. With Speedinvest he can view his exposure to different sectors and regions, as well as the main underlying positions. Happy to have taken the plunge, Marc cannot stop talking about it to Sophie. Will she take the plunge too? Only the future will tell.
The initial amount and the monthly/ quarterly/ annual amount chosen are taken into account for the calculation of the performance (the monthly amount only from the second month onwards).
Data on past performances and the simulations of past performances are not a reliable indicator of future performances. Information relating to past performance is based on market reference indices the net asset values of the subfunds Global Diversified Sicav – SI Equity (Classe A) and Global Diversified Sicav – SI Bond (Classe A) provided by EFA (European Fund Administration S.A.). The accuracy of information from external sources cannot be guaranteed.
Data of the performances include the costs related to financial instruments as well as the management fee.
Discretionary portfolio management includes a risk of negative performance and loss of capital. Indeed, the risks are related to the potential fluctuation of the financial markets as well as to the quality of the financial instruments chosen by the portfolio manager. The redemption value may be less than the amount of the initial investment.