While Sophie and Marc were at once in agreement to keep each their personal account and transfer one same amount every month to a joint account, there are other models of financial management within a couple. Other couples with a significant salary difference may opt for a more equal formula, where each partner contributes on a prorated basis according to the respective wages.
Otherwise, it is quite possible to have only one account to which everyone transfers their salary and which will pay for all household and personal expenses. This formula has the advantage of avoiding bank charges linked to multiple current accounts. However, it is better to be aligned in terms of consumption, because if one spends more than the other, things may go wrong!
For their personal accounts, Sophie and Marc have each opted for a Zebra package, which covers all of their daily operations. Nevertheless, in case they decide one day to give up their personal accounts and only keep a joint one, they could switch to a Zebra Premium account, which gives greater financial flexibility. They could have 2 debit cards and 2 credit cards, including for example a Visa Premier which offers travel insurance and repatriation in the event of an accident abroad.
With Zebra Premium they would benefit from preferential conditions on a large selection of bank credits.
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