Getting started as a student!

Sam has parents who support him financially and he also benefits from the scholarship, as well as the state guaranteed student loan (formerly CEDIES), meaning he can focus entirely on his studies. He will only start repaying his loan after he has graduated, or up to two years later, if he prefers. He feels really fortunate to be able to make the most of being a student!

When applying for a place at university, he chose the best law schools in France. He went to student fairs two years running, picking up tonnes of brochures and prospectuses and poring over them on arriving home.

His first choice was to go to the south of France, because going to the beach after class seemed like a great way to make the most of student life! He was on the waiting list at Montpellier University, as Paris offered him a place straight away, and let’s be honest, his parents wouldn’t have let him miss the opportunity of studying at the Sorbonne.

But after phoning several numbers from student housing websites and visiting several apartments, Sam realised he wasn’t going to find what he was looking for in Paris! All the apartments he applied for were either already taken or too far from the university. It was time to compromise.

A few weeks before the start of term, Sam and his mum visited the university campus. A notice board in the entrance hall had dozens of ads for flatshares. Sam didn’t want to share a bathroom with a stranger, but in the end he found a few places that looked good. He phoned one number and after a quick chat he arranged to visit the apartment.

After viewing it he took it straight away! The apartment is just 15 minutes’ walk from the university - what a great location!

Sam is able to obtain his loan straight from his mobile. 

Sam always pays with his Axxess Visa Debit card, meaning he has a record of what he spends, which he can check at any time on the S-Net Mobile app. MIA, the personal financial assistant in S-Net classifies Sam’s spending by category (Food & Home, Restaurants & Leisure, Health & Well-being), giving him a clear overview of how he spends his money.

Sam doesn’t just have a debit card – with his Axxess Study package, he enjoys many other benefits:

Sam has all he needs to manage his money and has even kept a little aside to pay for Netflix and PlayStation Plus, because since he couldn’t go study to the south of France, he spends rainy afternoons on his screen. At least this way there is no risk for him to get sunburned!