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Saving and investing
Saving and investing
A question about our saving and investing products?
Find the answer among our help articles!
Generalities
Blocked savings account
BHW housing savings scheme
Lalux-Study Cover
Lalux-Safe Cover
SpeedInvest
S-INVEST
S-PENSION
Financial markets
Generalities
Savings interest rates
Guarantee for deposits
Blocked savings account
What is the blocked savings account?
Is a total or partial early withdrawal possible?
What is the difference between a blocked savings account and the other sight deposit accounts offered to young people by Spuerkeess?
Do I need to be a Spuerkeess customer in order to open a blocked savings account?
Can a child hold more than one blocked savings account?
BHW housing savings scheme contract
What is the BHW housing savings scheme contract?
Can I invest my funds however I choose?
Why choose BHW over a traditional savings account?
I am experiencing financial difficulties. Can I suspend my BHW contract?
Can I withdraw funds from my housing savings scheme account?
Lalux-Study Cover
What is lalux Study Cover?
Why is it called “life insurance”?
What are the payment methods?
Does lalux Study Cover offer any tax advantages?
Lalux-Safe Cover
What is lalux Safe Cover?
How do I pay my premiums?
Do I need a medical certificate?
What is the "technical rate"?
What are the tax advantages?
What is a 10/10 mixed life insurance policy?
SpeedInvest
What are the fiscal impacts?
Is it possible to open several Speedinvests?
Can I change investment strategies?
How does Speedinvest guarantee that my investments fit my investment strategy?
What is the minimum duration for my investment?
What are the minimum thresholds that I must meet?
What are the charges related to my Speedinvest?
In which financial instruments does my Speedinvest invest?
S-INVEST
What is S-Invest?
I am experiencing financial difficulties. What will happen to my S-Invest plan?
What happens to the savings invested?
Are my assets available if I need them?
What is the risk level associated with the S-Invest plan?
S-PENSION
How do I choose my S-Pension package?
What amount can I deduct from my taxable income?
What happens to my assets?
What are the terms of redemption once the S-Pension contract reaches maturity?
As a non-resident, can I subscribe to an S-Pension contract?
S-Pension: What are the subscription and redemption fees?
What methods of payment can be used?
Can I invest more than EUR 3.200 per year?
Can I choose whatever package I want, regardless of my age?
Financial markets
As a US resident (US citizen), can I subscribe to Spuerkeess's funds?
How do I search for funds on S-Net?
Which stock exchanges are available on S-Net?
Can I cancel a stock exchange order?
I can't find the security I want to buy via S-Net.
Can I submit a “Stop” order via S-Net?
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