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Lily has already received many little gifts since she was born! Spuerkeess also offers a newborn gift of EUR 50 when you open a blocked savings account in the child’s first 12 months.
Saving for your child from their birth via a savings account is a quick and easy way to build up some funds to get them started in life. Certain savings accounts are frozen until the child reaches the age of 18 to ensure that all the funds will be available when they enter adulthood. Other savings accounts, like the Spuerkeess Tweenz account, offer the child the option of accessing the funds earlier, with the agreement of their legal guardian. This can help children learn to manage money.
With the blocked savings account and Spuerkeess Tweenz account, children are automatically part of the Tweenz-Club, which offers advantageous conditions with many retailers as well as fun activities.
An alternative to a savings account is certainly the investment of capital over the long term. A sum invested over a long period of time can increase in value, unlike a savings account, which loses value in times of low interest rates and high inflation.
So with S-Invest, the child's savings can grow without having to do anything.
With a monthly amount of at least EUR 40 invested in S-Invest, the child's portfolio consists of lux|funds, which are Spuerkeess investment funds.
And for opening an S-Invest, Spuerkeess offers EUR 50 to invest.
To get an idea of your savings plan, nothing could be easier than doing a simulation!
The newborn gift from Spuerkeess is not only for the savings account and S-Invest. Up to the age of 12 months, LALUX Life Insurance offers EUR 50 towards the lalux-Study Cover!