What are the terms of redemption once the S-Pension contract reaches maturity?

When the contract reaches maturity, the customer can choose between:

100% redemption of accumulated savings in the form of capital
partial redemption in the form of capital and redemption of the balance in the form of a life annuity

for a life annuity without life insurance, a maximum of 50% of the accumulated savings can be redeemed in the form of capital
for a life annuity with life insurance, a maximum of 25% of accumulated savings can be redeemed in the form of capital

full redemption of accumulated savings in the form of a life annuity

Redemption in the form of capital at the S-Pension contract's date of maturity is taxed at half the average tax rate.

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