No. Without this certificate, Spuerkeess will not be able to grant the state-guaranteed student loan.

However, while waiting for your loan to be agreed, you can obtain a maximum arranged overdraft Axxess Study of EUR 2.500 at 0% interest, subject to acceptance of your application. You just need to have an Axxess Unif account and agree to take out a state-guaranteed higher education loan with Spuerkeess. To receive your arranged overdrafT Axxess Study, please contact one of our Young Customer Advisors with your identity document and a school attendance certificate. You must also be accompanied by your guarantor, who must bring along their identity document aswell as their last 3 pay slips.