This is why you should not use your debit card to…
That's it, your annual leave is booked, now it's time to start organising your holidays! Has anything unexpected ever happened to you before you went…
Whether it's a toothache, illness, or the theft of your computer while you're in the middle of writing a long and tedious essay at uni, these are obviously all nasty surprises. And the thing about nasty surprises is... you can't see them coming. So, when something happens, it's always better to be prepared. All you need is good insurance!
LALUX covers all these risks in one policy with easyPROTECT Discover! Emergency medical costs are covered by the Health option, including dental treatment abroad as well as hospital expenses with a private room and emergency transport. Breakage and theft of computer equipment can also be covered under the Tech option. With the Assistance option, you can even cover the loss of computer data following an insured incident.
While there isn't any mandatory insurance for students in Luxembourg, this may not be the case in other countries. But, beyond any legal obligations, it's not uncommon for landlords of student accommodations and some universities to require Civil Liability insurance, which is the basic level of cover offered with easyPROTECT Discover.
Studying also means the freedom to discover the "world" without necessarily having to go globetrotting for thousands of miles. It's essential that you insure your student accommodation against theft and water damage, but it also wouldn't hurt to have civil liability cover anywhere in Europe. What if both of these were combined into a single policy?!
Our easyPROTECT Discover basic cover includes Civil Liability as well as protection of your accommodation against Water Damage, Fire, Broken Glass and furniture damage. In other words, all the essentials for you to start your student life with complete peace of mind.
Then, you can add several options to benefit from our optimum comprehensive cover:
All easyPROTECT Discover types of cover and options are valid throughout Europe. Most are even valid worldwide (Civil Liability, Tech and Assistance). Extended cover outside of Europe is also available on request for the Health option.
You never know what the future has in store... How about a hospitality work placement in the Caribbean? Or an exchange programme at the University of Tokyo? If so, you can add worldwide protection to your insurance policy at any time. This includes protecting your computer equipment, such as a laptop or smartphone.
Both in Luxembourg and abroad, Civil Liability insurance is a must-have to cover any damage that you might cause to another person. Most universities and student landlords actually require it. This is the basic cover offered by easyPROTECT Discover.
Additional medical cover can also come in handy in countries where state systems only reimburse a portion of medical and dental expenses.
Protecting your tech against breakage and theft wherever you are – even abroad – is also important.
But the biggest thing is probably getting help with urgent return expenses if something happens. Depending on where you are, they can really pile up fast.