The deposits at Spuerkeess

Your deposits at Spuerkeess: flexibility, return, predictability

With Spuerkeess deposits, benefit from

  • Security

    100% transparency on repayment at maturity

  • Predictability

    Rates and yields known in advance

  • Performance

    Attractive rates to reward your loyalty

Two secure formulas for your asset investment

Term deposit

Your deposit for 1 to 12 months

  • Term: 1 - 12 months
  • Currencies: 16 currencies
  • Minimum investment: EUR 10.000 / deposit account
  • Fixed rate

Fixed rate deposit

Your deposit for 18 months to 10 years

  • Term: 18 months - 10 years
  • Currencies: EUR, GBP, USD
  • Minimum investment: EUR 10.000 / deposit account
  • Maximum deposit: EUR 10.000.000 / customer
  • Fixed rate

Calculate your term deposit or your fixed rate deposit


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Evolution of the deposit

Initial amount paid
Interest rate
0,00 %
Gross interest
LU withholding tax
Final capital

For Luxembourg residents, a withholding tax of 20% will be levied on the gross amount of interest.

This simulation and the above mentioned interest rates are for information only, approximate the basis of calculation and are not binding. Deposit accounts can only be opened in a Spuerkeess branch. The minimum amount of a Deposit account is EUR 10,000 or the equivalent in the chosen currency.

Are you looking for an alternative with better performance?

EMTN - Debt securities issued by Spuerkeess Benefits:

Spuerkeess: a reliable issuer: Aa2 Long Term Deposit Rating, Moody's. AA+ Rating, Standard & Poor's.
Attractive yield: Attractive yield potential, known from the start

Is the return on your savings not meeting your expectations? Discover our alternative to classic savings!


Your investment funds savings plan in lux|funds.

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