Full information about government-backed housing assistance is an integral part of the personalised advice that we offer you in our branches.Charles Pletsch - Housing loan expert
- Home ownership incentive
- Interest subsidy
- Savings subsidy
- Subsidy for the creation of an integrated home
- Renovation subsidy
- Topup Klimabonus subsidy
- Subsidy for special home adaptations
- State home loan guarantee for building, purchasing or improving the property
- State home loan guarantee for climate loans
- Interest subsidy for climate loans
The allocation and level of some of these grants depend on the property and financial situation of the domestic community purchasing the property.
Do you have plans to build or renovate your main home?
Subject to certain conditions, you could be eligible for the super-reduced 3% VAT rate, up to a total of EUR 50.000 per home.
To obtain a home loan, you need to have principal capital. However, if you do not have this, the government can be the guarantor of your loan.
You need to meet certain conditions to receive the state guarantee, such as:
The State offers a wide range of housing assistance, in terms of both the principal and the interest on loans.
Remember you can benefit from tax credits on notarised deeds ("Bëllegen Akt") and the super-reduced VAT rate.
If you cannot provide sufficient own guarantees, remember the State Guarantee.
For your energy efficiency plans, we help you to benefit from all the state and private aids available.
Our Housing Advisers will help you with your application for housing assistance.