Open your Spuerkeess current account online Easy onboarding right from your smartphone

Get a true full service bank right from your mobile device

Download the app

Quick and easy: get all the banking services you need in a few clicks 100% digital account opening

1) Choose your banking package

The app suggests you the package suiting your situation and needs.

2) Get to know you & identification

Answer a few questions and validate your identification.

3) Sign & onboard

Sign your e-documents and access your account instantly.


Ready to start?

Download the S-net Mobile App for free
App Store Picture
Google Play Picture

Why choose Spuerkeess? The best of 2 worlds! A great mobile app & a great local bank!

S-Net online banking A web and mobile banking service renowned for its innovation and user-friendliness

  • Quick and easy access via PIN, Touch ID or Face ID
  • Fast transfers
  • Integrated budget assistant
  • Integrated investment plan
  • Apple Pay
Largest branch & ATM network
Largest branch & ATM network
Our advisors are happy to help you with any questions you may have. Visit one of the many branches or use the mobile app to contact an advisor.
Make your assets work for you
Make your assets work for you
Discover the savings and investment products. Use the personalised investment plan integrated in the app or let our experts advise you.
Finance your dreams
Finance your dreams
Building a house, buying a car, going on holiday, whatever you dream of, make it a reality with the various Spuerkeess’ financing options.

The banking solution that meets your needs & situations During the onboarding you can choose between 4 different packages.

New customers get the first 12 months for free

Zebra: after 12 months a fee of 2.50€/month applies

Zebra Premium: after 12 months a fee of 8.50€/month applies

Axxess Job: after 24 months a fee of 8.50€/month applies

Axxess Study: remains free


Download the S-net Mobile App for free

Take your bank with you, and do your main banking 24/7, anywhere in the world
App Store Picture
Google Play Picture

About Spuerkeess (Banque et Caisse d’Épargne de l’État, Luxembourg)

Ranked among the safest banks worldwide by the Global Finance magazine, Spuerkeess is the oldest financial institution in Luxembourg and leading retail bank on the domestic market.

It runs the largest branch and ATM network in the country. Its user-friendly internet and mobile banking facilities as well as its high-quality service and competitive business offers for individual, corporate and institutional customers contribute regularly to very high satisfaction scores among Spuerkeess customers.