Open your Spuerkeess current account online

Easy onboarding right from your smartphone

Quick and easy: get all the banking services you need in a few clicks 100% digital account opening

1) Choose your banking package

The app suggests you the package suiting your situation and needs.

2) Get to know you & identification

Answer a few questions and validate your identification.

3) Sign & onboard

Sign your e-documents and access your account instantly.

Ready to start? Download the S-Net Mobile App for free

With S-Net Mobile, the financial markets are at your fingertips

  • Intuitive navigation
  • Wide choice of securities
  • Track your portfolio performance and view your buy and sell orders
  • Check the terms and conditions of your orders before validation and validation in seconds

Why choose Spuerkeess? The best of 2 worlds! A great mobile app & a great local bank!

Largest branch & ATM network

Our advisors are happy to help you with any questions you may have. Visit one of the many branches or use the mobile app to contact an advisor.

Make your assets work for you

Discover the savings and investment products. Use the personalised investment plan integrated in the app or let our experts advise you.

Finance your dreams

Building a house, buying a car, going on holiday, whatever you dream of, make it a reality with the various Spuerkeess’ financing options.

The banking solution that meets your needs & situations During the onboarding you can choose between 4 different packages.

  • All-inclusive

    Zebra Premium

    A complete banking package, ideal for handling your bank relationship at the best price

    • Electronic SEPA credit transfers
    • 2 Visa Debit cards*
    • 4 cash withdrawals in EUR/month at third part ATMs in the EU without application of Spuerkeess fees
    • 2 credit cards Visa Classic or 1 Visa Classic and 1 Visa Premier*. Additional card: -50%
    • 1 credit card Miles & More Luxair Visa at a preferential rate
    • No account maintenance fees for current accounts in a non-EUR currency
    • Preferential terms on loans and rent payment guarantees with pledge*
    • Maintaining the account : 9,50 EUR/Month (6 months free)
    subject to the acceptance of the application
  • Basic account

    Zebra

    Our basic account for everyday banking

    • Electronic SEPA credit transfers
    • 1 Visa Debit card or 1 Visa Classic credit card*
    • 1 cash withdrawal in EUR/month at third party ATMs in the EU without application of Spuerkeess fees
    *subject to the acceptance of the application
  • For active young people

    Axxess Job

    The banking package for active young people up to 30 years of age.

    • 1 Visa debit card free of charge
    • 1 Visa Classic and 1 Visa Premier free of charge*
    • 25% off the handling fee of your housing loan*
    • Preferential rate on personal loan*
    • Axxess savings account at a preferential rate
    *subject to approval of your application
  • For students

    Axxess Study

    The banking offer for students up to 30

    • 1 Visa Classic and 1 Visa Premier credit card free of charge*
    • Axxess Visa debit card free of charge
    • Preferential rate on personal loan*
    • State-guaranteed student loan and/or Unif loan*
    • Axxess savings account at a preferential rate
    *subject to acceptance of your application
New customers get the first months for free
  • Zebra Premium: after 6 months, the 9.50€/month fee applies
  • Axxess Job: free for 24 months, up to a maximum age of 30
  • Axxess Study: free for the duration of your studies, up to a maximum age of 30

About Spuerkeess (Banque et Caisse d’Épargne de l’État, Luxembourg)

Ranked among the safest banks worldwide by the Global Finance magazine, Spuerkeess is the oldest financial institution in Luxembourg and leading retail bank on the domestic market.

It runs the largest branch and ATM network in the country. Its user-friendly internet and mobile banking facilities as well as its high-quality service and competitive business offers for individual, corporate and institutional customers contribute regularly to very high satisfaction scores among Spuerkeess customers.

 

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