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With Axxess Start, Study or Job, you automatically receive a debit card.
There are various types of credit cards, such as Visa, Mastercard, Diners Club or American Express. The first two are the most widespread, however. Spuerkeess offers exclusively Visa credit cards.
Of course, this also means that you should have enough money in your account when the debit is made at the end of the month, or you will have a negative balance.
A small tip: you will often be asked with card payments abroad whether you would like to pay in euro or in local currency. It is always best to choose local currency, because this generally offers a better exchange rate.
With Axxess, you receive your first credit card free of charge when you reach 15! If your bank adviser has not discussed this directly, you can request your credit card via S-Net, our online branch, or directly at a branch.
You would like to increase your credit card limit? This is very easy via S-Net! Go to your “financial position” and select your credit card. Then you just need to click on the info sign top right and choose the desired limit. Your request will be processed by the bank as soon as possible. You will be informed via an S-Net message whether the limit was increased or the request declined.