19th June 2018

Luxembourg’s Real Estate Market: Spuerkeess’s added value (part III)

Spuerkeess is aware that the ongoing price increases put pressure on customers who want to purchase real estate, whether for their own needs or as a rental investment. This is why Spuerkeess’s personalized advice and flexible solutions have become crucial customer relation components.

Despite high prices, we cannot speak of a real estate bubble in Luxembourg as there is a clear disparity between the supply and demand of new dwellings. As long as the economic situation remains favourable, demand outweighs supply and market rates do not increase, it is highly likely that prices will continue to rise at the current rate of 4% per year.

What added value does Spuerkeess offer customers?

We commit to making our competitive benefits work for our customers, so they can carry out their real estate projects successfully. Our benefits are as follows:

Leader in real estate financing in Luxembourg
Leader in real estate financing in Luxembourg
Spuerkeess offers a full range of products (fixed or floating rate loans with the possibility to pay part of the loan as “interest only”, by offering pre-financing on building sales or the BHW plan).
Personalized advice
Personalized advice
This includes useful information on state aids, life insurance and other related subjects. We are aware that investing in real estate is an important and unique project for our customers and we believe each project deserves careful thought and customized financing solutions.
Best possible conditions
Best possible conditions
Our terms are transparent which allows customers to compare them to other potential offers. Eager to maintain trusting, long-term relationships, we commit to being as flexible as possible and to proposing appropriate and responsible solutions even throughout the life of the loan, e.g. in the case of unexpected events.
Spuerkeess is a responsible and qualified partner for your real estate project financing.
Daniel Mack

Simulate your housing loan

min. 5.000 € - max. 10.000.000 €
Loan term


Nominal Rate


Monthly instalment



Amount of the loan
Nominal Rate
4,20 %
Monthly instalment
Annual Percentage Rate 
4,32 %
This simulation gives you an estimate of the monthly payments and is not binding on BCEE in any way whatsoever. For a specific quotation, please contact one of our branches or fill in your online request.