Despite high prices, we cannot speak of a real estate bubble in Luxembourg as there is a clear disparity between the supply and demand of new dwellings. As long as the economic situation remains favourable, demand outweighs supply and market rates do not increase, it is highly likely that prices will continue to rise at the current rate of 4% per year.
We commit to making our competitive benefits work for our customers, so they can carry out their real estate projects successfully. Our benefits are as follows:
Spuerkeess is a responsible and qualified partner for your real estate project financing.Daniel Mack
![[Translate to English:]](/fileadmin/_processed_/c/f/csm_119__Portrait__Simone_van_Schouwenburg_Interview_d4acad7d1a.jpg "[Translate to English:]")
In Luxembourg, nearly one in three of the active workforce is a foreigner and almost half of the working population are residents of our neighbouring…
![[Translate to English:]](/fileadmin/_processed_/e/5/csm_06_Portrait__Charles_Pletsch_Interview_01_06225bb76e.jpg "[Translate to English:]")
We asked Charles Pletsch, “Vice President and Head of Business Unit” at Spuerkeess, specialising in home loans, to share his view on interest rate trends and…
It all began with the Spuerkeess’ statutory mission of promoting saving in all its forms within the population of the Grand Duchy of Luxembourg. As a result,…
![[Translate to English:]](/fileadmin/_processed_/1/c/csm_294__RSE__Madariaga_Goergen_Medinger_Scholtes__Interview__3__2e5063c0da.jpg "[Translate to English:]")
A recent independent study, conducted by SIA Partners, named S-Net Mobile the best mobile banking application in Luxembourg. We took the opportunity to talk to…
![[Translate to English:]](/fileadmin/_processed_/4/3/csm_282__Portrait__Nathalie_Klein__Interview_63e267f555.jpg "[Translate to English:]")
Uncertainty, crises, inflation and the fears of a recession continue to dominate the news. How can you invest securely and why have good old-fashioned term…
![[Translate to English:]](/fileadmin/_processed_/e/3/csm_280__EXP__S-Net__Madariage___Scholtes__Interview_bbc8b2b870.jpg "[Translate to English:]")
Since its launch in 2015, S-Net Mobile has been a huge success. Today, almost 1 in 2 customers in the under-30 age group uses its smartphone exclusively to…
Over the past weeks, the media has taken up the topic of the rising interest rates which is causing our clients to ask all sorts of questions about their…
![[Translate to English:]](/fileadmin/_processed_/3/0/csm_126__Portrait__Claude_Faber_Interview_6d9c5e44bb.jpg "[Translate to English:]")
After months of reflection and discussion, Spuerkeess began to release its teaser ads, giving a behind-the-scenes look at its new image campaign and gradually…
![[Translate to English:]](/fileadmin/_processed_/9/4/csm_267__RSE__Xavier_Scholten__Spuerkeess__Interview_bb924e22db.jpg "[Translate to English:]")
Following the adoption of the Paris Agreement and the UN 2030 Agenda for Sustainable Development in 2015, governments are making strides to transition to…
![[Translate to English:]](/fileadmin/_processed_/5/c/csm_241__Portrait__Fred_Kutten__Interview_641a94b5fd.jpg "[Translate to English:]")
Holding a portfolio consisting of financial assets, and then having to sell it in part or in full in order to have access to cash on an ad hoc basis, can lead…
![[Translate to English:]](/fileadmin/_processed_/1/5/csm_166__Portrait__Alain_Scholtes_Interview_975ca6ab7e.jpg "[Translate to English:]")
Spuerkeess was a pioneer in instant payments, allowing money to be sent all across Europe in less than 10 seconds. In the interest of constantly innovating,…
In the context of the implementation of the PSD 2 regulation (“Payment Services Directive 2”), Spuerkeess, as a leader in e-banking, was the first bank in…
