The cultural challenges faced by expats in Luxembourg and how the Bank addresses them

With access to finance still a major challenge for many SMEs in Europe, the InvestEU programme offers a concrete solution. Supported by the European Union and delivered locally by partner institutions, this guarantee mechanism enables high-impact projects to receive support. Jean-Luc Bermes, SME and Real Estate Development Team Manager, sheds light on the role played by Spuerkeess in this programme.

Many people who have recently bought a property or are considering doing so, often feel overwhelmed by the question of how much a sustainable renovation costs and whether it is affordable. Spuerkeess now offers the necessary support with a team of trained experts, the “Energy Coaches”. In this interview, Michel Marx, Team Manager Retail Banking at Spuerkeess, gives us an initial insight into the new customer service and reveals how you can get closer to your dream of a sustainable home with complete peace of mind.

The real estate market in the Grand Duchy of Luxembourg has been through a turbulent period since 2022. Under the effect of economic uncertainties, rising interest rates, slowing construction projects and price adjustments, the usual points of reference have been disrupted. However signs of a rebalancing following the storm are emerging. Andrea Maramotti, CEO of Immotop.lu, gives us his analysis.

In this extract from the “Evergreens by Spuerkeess” podcast, we share the views of Michel Wursteisen, QSHE, Security & Compliance Manager at Wallenborn Transports S.A., on the importance of sustainability and guiding businesses towards a successful energy transition. Discover his advice on how to apply it effectively as well as strategies for building a sustainable and resilient business.

In this extract from the "Evergreens by Spuerkeess" podcast, we share the views of Anne-Marie Loesch, Head of Sustainability & Business Development at the House of Sustainability, on the importance of sustainability and guiding businesses towards a successful energy transition. Discover her advice on how to apply it effectively and strategies for building a sustainable and resilient business.

In this extract from the "Evergreens by Spuerkeess" podcast, Romy Reding, Head of the Transition Enabler programme at Spuerkeess, shares her views on the importance of sustainability and the role of Spuerkeess in helping companies move towards a more sustainable economy. Discover her advice on how to apply it effectively and what strategies there are for building a sustainable and resilient business.

Spuerkeess pays particular attention to its content and has produced a brand-specific Editorial Charter to meet an essential need: ensuring greater consistency across its communications to customers via all its media. We asked Irene De Muur, who is in charge of content marketing at the Brand & Product Communication division of Spuerkeess' Marketing Department about her motivations for doing this and what comes next.

In this short extract from the “Evergreens by Spuerkeess” podcast, Bertrand Lathoud, COO and Senior Advisor at the Luxembourg House of Cybersecurity, explains the importance of cybersecurity. He considers current threats and shares some practical advice on how to protect businesses. He also highlights the role played by artificial intelligence (AI) in the evolution of cybersecurity, and underlines the importance of staying informed and vigilant on an ever-changing digital landscape.

In this short extract from the “Evergreens by Spuerkeess” podcast, we are pleased to welcome Philippe Parage, IT Infrastructure Engineer and Cybersecurity Advisor at the National Cybersecurity Competence Centre (NC3). He shares with us crucial information on cybersecurity, the most common types of attack and essential protective measures for businesses and individuals. Find out how you can bolster your online security and protect your assets against cyberthreats with advice from an expert in the field.

In this short extract from the “Evergreens by Spuerkeess” podcast, Lars Weber, Chief Information Security Officer at Spuerkeess, talks about the importance of cybersecurity. He considers current threats and shares some practical advice on how to protect businesses. He also highlights the role played by artificial intelligence (AI) in the evolution of cybersecurity, and underlines the importance of staying informed and vigilant on an ever-changing digital landscape.

In Luxembourg, nearly one in three of the active workforce is a foreigner and almost half of the working population are residents of our neighbouring countries. The country has a big expat community of foreigners that come to work and live in Luxembourg. We spoke to our colleague Simône van Schouwenburg about our Spuerkeess onboarding services for newcomers to Luxembourg.

As a transition enabler, Spuerkeess plans to contribute to the national target of electrifying 49% of Luxembourg’s car fleet by 2030. Thus, since 2018, the Bank has included electric vehicles in its Lease Plus offer, and these now account for 80% of the leases taken out by the Bank's customers. This very strong interest in electric cars is partly due to the desire to "consume better and more sustainably", but is also due to our attractive Lease Plus offers. Emir Mustafic, Business Developer - Private Lease at Spuerkeess, gives us the criteria to be taken into account when buying or leasing an electric vehicle.