Do you plan to settle in Luxembourg? Discover our dedicated offer for expatriates in Luxembourg!

​​​Please refer to the following websites for more info on how to:

         - get connected to energy sources; water (municipal services), gas and electricity

         - set up your telephone, television and internet connection

Should you need parking, best rent a parking spot or look for accommodation with public parking close by. If you live in Luxembourg City you will need a residential parking permit.

To help you get started Spuerkeess has a wide variety of blog articles on housing and the property market such as:

       - The home loan in 3 steps

       - Residual debt insurance

       - How much can you borrow for a real estate project?

       - Luxembourg’s National Housing Week

For an overall coverage on the topic you can also download our extensive brochure “Guide to Housing Loans”

Every autumn, Spuerkeess holds a conference cycle on everything you need to know about loans, the property market and prices.

In Luxembourg, most citizens, as well as all family members and children up to the age of 27, are entitled to state healthcare.

As soon as you have registered for a residence permit at the Centre Commun de la Sécurité Sociale (CCSS) and sent in your application form, you will receive your social security card which acts as your health insurance card. The number on this card is called your “matricule” and serves as your personal identification number and tax identification number (TIN). The structure of your matricule: YYYY MMDD XXX XX represents your date of birth and 5 numbers. Always have it with you and present it at your medical and pharmacy visits, as well as when collecting prescriptions.

You may also take out private healthcare to cover the surplus cost not covered by the CNS.

6.1 Ratification of diplomas

Depending on where you intend to work and to access certain professions, you may need your university diplomas recognised.

6.2 Sick leave

Should you be ill for less than 2 days, you need to inform your employer from the 1^st day of absence.

As from the 3^rd day of absence you will need a mandatory medical certificate that must be sent to your employer and the CNS

Once you receive your tax card from the RTS tax office (section for withholding tax on wages and salaries), please send it to your employer as soon as possible.

Depending on your family situation (married, single, children …), you may have to fill out an annual tax declaration. Should this be the case, here some contributions that are tax deductible:

However, be aware that depending on your personal situation and your tax declaration, additional income tax may be due.

More info on "tax classes", "tax declarations" and "deductibles".

Family allowances vary between EUR 265/month for under 6-year-olds to EUR 285/ month for over 6-year-olds and EUR 315/month for over 12-year-olds.

Childcare allowance “Chèque–service accueil” provide financial aid to support childcare cost for children between 0 and 12 years or as long as they are in primary education (école fondamentale). You must apply for a personalised membership card for your child at your local municipality.

The annual back-to-school allowance can be as much as EUR 115/child for children under 6 years of age and EUR 235/child for those above 12 years old.

As these may change over time, please check-out the related websites.

If you have a disabled child, this could also interest you.

For family, birth and back-to-school allowances, applications must be submitted to the Children’s Future Fund CAE (Caisse pour l’avenir des enfants).

The Luxembourg public school system offers a great multilingual environment. Children are automatically registered for schooling once you are registered with your municipality. This does not apply to secondary school.

State schools are free of charge and school attendance is compulsory between the ages of 4 to 16.

Here an overview of the programme:

Luxembourg has many private and international schools. As an alternative to public schools, there are many French- and English-speaking, as well as International, European schools and high schools in Luxembourg. Find an extensive list here.

For more information on education, discover City Savvy’s Education Guide.

8.4 Cedies student loan           

When the university adventure calls, your child has the possibility of taking out a grant and a CEDIES loan with Spuerkeess and benefit from numerous free products and services as an Axxess Study account holder.

Public transport is free of charge across the entire country.

9.1. Public transport

More info:

9.4 Automobile Club du Luxembourg (ACL)

ACL offers assistance and benefits around mobility

If you're thinking of bringing your car with you to Luxembourg, guichet.lu describes the administrative steps to take.

If you are considering buying a car, you should take advantage of the special conditions during the yearly Autofestival.

You can take out the following types of insurances with our partner LALUX:

Mandatory:

Car insurance: minimum of third-party insurance (responsabilité civile).

Optional:

More information on our "Lalux Expat Offer", "Benefit from our Lalux Partnership" and about the "Lalux insurance"

Luxembourg is a multilingual country, which gives you the opportunity to learn new languages. The best way is to mix with the locals. Alternatively, there are various classes organised by colleges, communes, other organisations and language schools.

In any case, should you decide to stay in Luxembourg and apply for the Luxembourg nationality, a language test is required.

Do not hesitate to contact your municipality for information on the closest centres and activities near you.