The first "10” represents the capital in the event of death, and the second "10” the capital in the event of survival. Thus, with a 10/10 policy, at the end of the contract, the policyholder shall have as much capital as his beneficiaries would have had in the event of his death before the end of the contract.


Please note: If the policyholder dies in the first 5 years, death benefits are limited to the sum of the premiums paid until then.