Can I withdraw my money at any time?

The money invested in your securities portfolio is not locked and you can sell your financial instruments at any time via your online banking S-Net or your branch advisor. However, the counter-value of the financial instruments may have fallen at the time of the sale. Moreover, capital gains realised on shareholdings held for less than six months are subject to income tax in Luxembourg.

For more information, please refer to “A guide for investors” available at www.spuerkeess.lu.