| Instant payment | Eurotransfert |
|---|---|
| Transfers executed 24/7. | Transfers executed only on business days. |
| The beneficiary’s account is credited in less than 10 seconds on the same day, even at night, on weekends and on public holidays. The debit/credit value date is the calendar day, so this can also be a weekend or public holiday. | The recipient’s account is generally credited within 1-2 business days. The debit value date is the business day on which the payment is executed. |
| Cap of EUR 100.000 at the European level (for incoming and outgoing payments). No cap for transfers between Spuerkeess accounts. | Cap of EUR 250.000 for outgoing payments at the Spuerkeess level.No cap for transfers between Spuerkeess accounts. |
