Payconiq Pay with your smartphone, it's simple and fast!

Good news: Payconiq is becoming an integral part of your S-Net Mobile app!

S-Net Mobile, Spuerkeess’s high-performance and free web-banking solution, is becoming even more complete with the integration of Payconiq.

Join the growing Payconiq community in S-Net Mobile

Payconiq: Easy to find!

Payconiq is now part of S-Net Mobile’s input menu directories.

How to access Payconiq quicker

Payconiq: Easy to activate!

There are three possible scenarios:

You want to log in for the first time as a former user of the standalone S-Payconiq app:

First delete your old standalone S-Payconiq app on your mobile phone. Then continue with section 3: First login as a new Payconiq user in S-Net Mobile.

You want to log in for the first time as a former user of the standalone S-Payconiq app of another bank:

Launch the other bank’s standalone Payconiq app on your mobile phone, go to “settings” and deactivate your Payconiq agreement. Delete your old standalone Payconiq app on your mobile phone. Then continue with section 3: First login as a new Payconiq user in S-Net Mobile.

You want to log in for the first time as a new Payconiq user in S-Net Mobile:

By clicking on the “Payconiq” button in the S-Net Mobile input menu, you will first be asked to accept the Payconiq conditions of use. On the following screen, your telephone number(s) and current account number(s) in EUR, registered with Spuerkeess will be displayed for you. Select the telephone number you wish to use for Payconiq, as well as the number of the account into which you wish to receive payments from your contacts.

Payconiq: Easy to use!

With Payconiq, you can:

Send money to your contacts, including any communication

Scan a QR code to settle a bill or pay in a shop that accepts Payconiq payments

Solicit payment from your contacts, either by showing them a QR code which they can in turn scan with Payconiq (f they are near you, e.g. at lunch together), or by sending them a request via the usual social messaging channels.

Sent and received payments (visible in the “Payments” tab at the bottom of your screen) will be displayed for the last 30 calendar days.

Payment requests made to your contacts (visible in the "Requests" tab at the bottom of your screen) will remain active for 30 calendar days.

Need help or more information on Payconiq? Take a look at our special section!

What are the payment limits?

Is there quick access to the Payconiq feature in S-Net Mobile?

What happens when the beneficiary of my payment is not a Payconiq user?

Is there a maximum amount for a payment request?