Improve customer experience through new technologies

In a world where sustainability is becoming a major priority, the construction sector plays a crucial role in the transition to more environmentally-friendly practices. To explore the challenges and opportunities of this transition in Luxembourg, Max Didier, Managing Director of CDCL Groupe S.A., shares his views. With more than 500 employees, this group is a major player in construction and property development in Luxembourg. What are the main obstacles that need to be overcome in order to meet sustainable construction objectives? How can innovations such as CREE’s timber-concrete hybrid system reduce carbon footprints across the sector? What economic and social benefits could Luxembourg derive from a more sustainable approach? Find out in this article how early collaborations can transform the industry and how Luxembourg can become a leader in sustainable construction.

In this short extract from the “Evergreens by Spuerkeess” podcast, Marco Rasqué da Silva, Secretary General of Spuerkeess, shares his advice on best practice in governance and risk management. Find out how good governance can not only protect the interests of stakeholders, but also strengthen the trust, credibility and sustainability of companies.

In this short extract from the “Evergreens by Spuerkeess” podcast, Stéphanie Damgé, Director of the House of Entrepreneurship, talks to us about the key elements of effective governance, essential for attracting investors and guaranteeing sustainable growth. She highlights the importance of digitisation and cybersecurity, while offering practical advice for small businesses.

When Anne Le Moigne took the plunge into entrepreneurship, she already had over 20 years' experience in a completely different field. She went from aeronautics and human resources to bakery and pastry-making, because she was convinced that French know-how could be highly appreciated in Luxembourg, and she wasn't wrong! During our interview, we wanted to understand her career choice, as well as the steps she took to take over BioScott, with the help of our expert in ‘Transfer of Business’ Franck Alter. Enjoy your reading!

In this short extract from the “Evergreens by Spuerkeess” podcast, we share with you the views of Tom Wirion, Director General of the Chambre des Métiers (the Trade Council), on the crucial importance that governance plays for small and medium-sized enterprises. Find out his advice for implementing it effectively and the strategies for building solid governance that can be adapted to each company.

With the replacement of the physical Token by the LuxTrust Mobile application, borrowing the Token from your parents or any other person to make their payments or bank transactions is no longer possible. It is simply not legal. Using someone else's Token, even with their consent, is comparable to borrowing an identity card, which is strictly forbidden. Payments can still be made, but in a more secure and legal way. We give you some advice on how to do this in this article.

Financial literacy is crucial to young people's future. But how financially literate are young people today, and how can they prepare for the economic challenges of tomorrow? To answer these questions, we interviewed Jessica Thyrion, advisor at the ABBL Foundation for Financial Education. In this article, she shares her expertise on the importance of financial education, the specific challenges facing young people, and the initiatives in place to help them navigate the complex world of finance. Find out how the ABBL Foundation is working to improve young people's financial literacy and prepare them to make informed and responsible decisions.

In an increasingly digital world, financial fraud is becoming more and more sophisticated. We are committed to protecting our customers by informing them of current fraud trends and providing them with the tools they need to guard against these threats. This article aims to raise awareness of the various types of fraud and to offer practical advice on how to avoid becoming a victim.

Are you curious to know how your financial choices can make a real contribution to the fight against climate change? Would you like to find out about the innovative initiatives that have been put in place in Luxembourg to promote sustainable finance? In this interview, Laetitia Hamon, Head of Sustainable Finance at the Luxembourg Stock Exchange, shares her ideas and experiences on these crucial topics. Read this interview to find out how you can make the difference and be an agent of change towards a more sustainable future.

A recent independent study, conducted by SIA Partners, named S-Net Mobile the best mobile banking application in Luxembourg. We took the opportunity to speak to Daniel Madariaga, Deputy Head of Business Innovation Office, and Christophe Medinger, Deputy Head of Digitalisation, at Spuerkeess, to find out more about how the teams in charge of S-Net achieved this success for the third year running.

For her internship at the end of her university degree, Sophie had the opportunity to spend six months in the US. She had a great time, and was able to experience Halloween the way it’s supposed to be, just like she’d seen in the movies. It’s traditional in America for the streets to transform into rows of haunted houses, each more elaborately decorated than the next, and for residents to dress up as all kinds of different characters. This year, to mark the occasion of Shauna’s arrival in Luxembourg, Sophie is planning to invite her to a US-style Halloween.

In an increasingly competitive economic environment, improving corporate profitability remains a major challenge, not only for companies themselves but also for all stakeholders and, more broadly, for the Luxembourg economy. We interviewed Laura Schauss, Senior Manager at Resultance, to find out more about their approach for companies.