Axxess Study

The free banking offer for students aged 18-30

Welcome to the easy way of getting your bank account in Luxembourg! Thx to Spuerkeess and MoveMe

Enjoy a complete package adapted to your needs Our free package for students

Main advantages of the package:

  • 1 Visa Classic and 1 Visa Premier credit card free of charge*
  • Axxess Visa debit card free of charge
  • Preferential rate on personal loan*
  • State-guaranteed student loan and/or Unif loan*
  • Axxess savings account at a preferential rate
  • A great mobile banking app

* subject to acceptance of your application

Please only apply if you already have a certificate of enrolment (registration) from the University of Luxembourg, as the letter of admission is not sufficient

Axxess Study makes it easier to finance your studies

Axxess personal loan

Attractive conditions to make your dreams come true

  • benefit of 0,30% reduction on the nominal interest rate
  • from EUR 5.000 to EUR 50.000
  • loan period of 1 to 5 years
  • fixed interest rate, meaning fixed monthly instalments during the loan period
  • renewable until the day before your 30th birthday
  • debit interest is deductible from your taxable income up to EUR 672 per member of your household (insurance premiums included)
* subject to acceptance of your application

Rent payment guarantee

Your passport to student accommodation

  • valid in Luxembourg and abroad
  • rent payment guarantee with pledge
  • preferential tariff

Student loan

Fund your choice of higher education course

  • favourable conditions
  • for academic studies
  • in addition to the financial support provided by the State
*subject to acceptance of your application

As an Axxess Study customer, you are entitled to two free Visa credit cards*

Choose between Visa Classic and Visa Premier

With your Visa card you can: 

  • pay in more than 70 million businesses
  • withdraw money at ATMs in more than 200 countries all over the world
  • benefit from a range of insurances
  • link your Visa card to your connected watch 
  • make your payments with Apple Pay

Via S-Net and S-Net Mobile you can: 

  • consult at any time the status of your operations
  • be notified by text message for each transaction made with your Visa card

* subject to approval of your application

Visa Classic

The most widely used credit card for making payments anywhere

  • Foreign travel accident insurance of up to EUR 100.000
  • Protection of purchase insurance
  • Assistance services
  • Outstanding balance insurance in the event of a fatal accident
  • Luggage insurance in case of theft, loss or delay
  • Compensation for late flights and missed departure
  • Quick check-in at Luxembourg airport

Visa Premier

The credit card with plenty of insurances

  • Foreign travel accident insurance of up to EUR 250.000
  • Protection of purchase insurance
  • Assistance services
  • Outstanding balance insurance in the event of a fatal accident
  • Luggage insurance in case of theft, loss or delay
  • Compensation for late flights and missed departure
  • Trip cancelation/interruption insurance
  • Quick check-in at Luxembourg airport
Voir tous les services inclus

Visa Classic

  • Electronic payments in shops and online
  • Cash withdrawals from ATMs worldwide
  • Cash withdrawals free of charge within the S-Bank network via direct debit
  • Managing limits and expenses easily via S-Net and S-Net Mobile
  • Purchase protection

Visa Premier

  • Electronic payments in shops and online
  • Cash withdrawals from ATMs worldwide
  • Cash withdrawals free of charge within the S-Bank network via direct debit
  • Managing limits and expenses easily via S-Net and S-Net Mobile
  • Purchase protection
  • Cash at any time
  • Two payment methods to choose from

Do you already know MIA? MIA: My Intelligent Assistant, to better manage your accounts and your life

Do you want to better manage your expenses or plan to save for a trip, computer or other project? Then MIA is here to help you reach your goal more easily!

MIA helps you plan your expenses and save money regularly via S-Net and S-Net Mobile!

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