It depends on the type of loan:

  • State-guaranteed student loan: repayment must begin at the latest 2 years after the end of your studies and be completed at the latest 10 years after the start of repayment
  • Unif loan: repayment must begin as soon as you complete your studies and must be completed within 6 years
  • Axxess loan: between 1 and 5 years, depending on the subscribed offer