Evergreens Insights: A real estate market in search of confidence

In this extract from the “Evergreens by Spuerkeess” podcast, we hear from Pierre Clement (CEO of Nexvia), Max Didier (CEO of Compagnie de Construction Luxembourgeoise and President of the Luxembourg Federation of Property Developers), and Charles Pletsch (Head of Retail Banking at Spuerkeess) as they analyse recent developments in Luxembourg’s property market. Against a backdrop of rising interest rates, a slowdown in construction and shifting buyer expectations, how is the market evolving and what levers could help restore momentum?

In this excerpt from the podcast “Evergreens by Spuerkeess”, Gérard Thein (President of the Fédération des Jeunes Dirigeants – FJD), Sven Baltes (CEO of Jonk Entrepreneuren Lëtzebuerg – JEL), and Jean Luc Bermes (Deputy Head of Corporate Banking – Spuerkeess) discuss the direct impact of increasing regulation, new technologies, and economic uncertainty on entrepreneurs.

In this extract from the podcast “Evergreens by Spuerkeess”, we give the floor to Nick Huberty (Investment Portfolio Manager – Spuerkeess), Julien Ensch (Head of Client Relationship Management – Spuerkeess) and Julien Kohn (Investment Portfolio Manager – Spuerkeess) to look back on an eventful 2025. Between technological shocks, geopolitical tensions and monetary volatility, which trends truly shaped the markets? Discover their insights in this article.

In this short extract from the Evergreens by Spuerkeess podcast, we give the floor to Alexandra Kugener, housing advisor at Spuerkeess. She explains how advisors support customers in their energy renovation projects by combining financial expertise with knowledge of available subsidies.

In this extract from the podcast Evergreens by Spuerkeess, we give the floor to Michel Marx, Team Manager Retail Banking. He explains why the Bank plays a key role in energy renovation and how it adapts its solutions to support its customers.

In this short extract from the podcast Evergreens by Spuerkeess, we give the floor to Arnaud Duban, Director of energieagence. He explains why energy renovation is a major issue for Luxembourg, the remaining obstacles, and how the collaboration with Spuerkeess helps accelerate the transition.

In this short extract from the “Evergreens by Spuerkeess” podcast, we give the floor to Nick Huberty, Portfolio Manager at Spuerkeess, to explain what is driving the financial markets in 2025. He discusses the mixed performance of equities, the effects of US monetary policy, the challenges of diversification and emerging trends such as commodities and cryptocurrencies. He gives a lucid and qualified analysis on prudence and opportunities.

In this short extract from the "Evergreens by Spuerkeess" podcast, Julien Kohn, Investment Portfolio Manager at Spuerkeess, shares his analysis of the financial markets in the first half of 2025. He discusses the effects of China’s DeepSeek AI, tensions related to US monetary policy, European dynamics and the outlook for the months ahead, with a balanced vision of prudence and opportunities in a changing global context.

In this short extract from the “Evergreens by Spuerkeess” podcast, David Schmit, Private Banking Advisor at Spuerkeess, shares his perspective on changes in customer portfolios, the impact of geopolitical and monetary tensions, and emerging investment trends. He discusses the challenges of diversification, the comeback of commodities, and the importance of keeping a cool head during periods of volatility. A pragmatic and forward-looking perspective.

In this short extract from the "Evergreens by Spuerkeess" podcast, we talk to Francesco Ferrero, Head of Artificial Intelligence Research, Data Science, Software Development and Artificial Intelligence Strategy at LIST. He shares his views on the technological, ethical and strategic challenges posed by generative AI. Learn about his views on the importance of frugal, sovereign and responsible AI, and find out about the European initiatives that are shaping the future of this technology.

In this short extract from the "Evergreens by Spuerkeess" podcast, we talk to Nicolas Griedlich, Partner at Deloitte Luxembourg in charge of artificial intelligence and data management, to explore the aims of artificial intelligence in business. He shares his views on the rapid evolution of generative AI, and the challenges associated with digital sovereignty, data quality and employee training. Learn about his analysis of emerging trends, such as agentic AI, and his call for a strategic, responsible and European adoption of this technology.

In this short extract from the "Evergreens by Spuerkeess" podcast, Rachid M'haouach, Chief Data Officer and Head of Business Unit Data Management at Spuerkeess, shares his experience of integrating generative artificial intelligence across the Bank. He considers the enthusiasm of the employees, the structuring of a pragmatic approach based on use cases and the challenges associated with infrastructure, regulation and acculturation. Find out how Spuerkeess is building a sustainable AI strategy, centred on people and aligned with European challenges.