Self-Employed

Support and advice at every stage of your project

Meeting the specific needs of each profession

As a self-employed person, you run your business in your own name, autonomously, without being subordinate to an employer. The term "self-employed" is very generic and covers a wide range of professions, including shopkeepers, craftsmen, farmers, entrepreneurs, consultants, service providers, etc.

Setting up and support Personal and professional support

Ready to get started? Our advisors are waiting for you!

Our team of dedicated advisors will help you every step of the way.
Specialised professionals, they have the knowledge you need, the products you need and the advice to help you move forward. Challenge them!

 

Managing your day-to-day finances Well-equipped to meet the challenges of business

Business account, cards and payments from just EUR 12,50 per month

With the Zebra Business and Zebra Business Plus business current accounts, you benefit from a wide selection of products and services tailored to the needs of professional customers at an attractive monthly flatrate.

Zebra Business

Basic offer adapted to the everyday needs of business customers

  • Service included12 credit transfers (Eurotransfert) per month
  • Service included1 credit card Visa Business free of charge
  • Service included1 credit card Miles & More Luxair Visa at a preferential rate
12,50 €
/ month

Zebra Business Plus

Meets the requirements of more important day-to-day management and financing needs

  • Service included36 credit transfers (Eurotransfert) per month
  • Service included2 credit cards Visa Business free of charge
  • Service included1 credit card Miles & More Luxair Visa at a preferential rate
  • Service included25% discount on business credit line handling fees
  • Service included25% discount on investment loan handling fees
25,00 €
/ month
Show all services

Zebra Business

CURRENT ACCOUNT SERVICES

  • 1 account statement/month
  • 12 credit transfers (Eurotransfert) per month
  • Preferential tariff - Transaction fee Additional credit transfer (Eurotransfert): EUR 0,60
  • Standing orders (management)
  • MultiLine contract
  • Access to the “cash deposit 24/24” service
  • Access card for the coin dispenser
  • Cash deposit card for S-Bank ATM

CREDIT CARDS*

  • 1 credit card Visa Business free of charge
  • 1 credit card Miles & More Luxair Visa at a preferential rate
  • PIN reminder
  • Card replacement free of charge
  • Insurances related to credit cards free of charge

Zebra Business Plus

CURRENT ACCOUNT SERVICES

  • 1 account statement/month
  • 36 credit transfers (Eurotransfert) per month
  • Preferential tariff - Transaction fee Additional credit transfer (Eurotransfert): EUR 0,30
  • Standing orders (management)
  • MultiLine contract
  • Access to the “cash deposit 24/24” service
  • Access card for the coin dispenser
  • Cash deposit card for S-Bank ATM

CREDIT CARDS*

  • 2 credit cards Visa Business free of charge
  • 1 credit card Miles & More Luxair Visa at a preferential rate
  • PIN reminder
  • Card replacement free of charge
  • Insurances related to credit cards free of charge

LOANS*

  • 25% discount on business credit line handling fees **
  • 25% discount on investment loan handling fees **

* subject to the acceptance of the application ** no discount on minimal handling fee

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Zebra is also available to manage your private needs. Discover the Zebra Premium current account, which includes all the services you need to manage your personal finances on a daily basis and at the best price!

All-inclusive

Zebra Premium

A complete banking package, ideal for handling your bank relationship at the best price

Also discover our Business credit cards They offer you a host of benefits and insurances, for instance:

  • Travel accident insurance
  • Trip cancellation/interruption insurance
  • Death and disability insurance

Business credit cards

An extra bonus

Take advantage of the Miles & More Luxair Visa Business credit card for EUR 165/year instead of EUR 230/year. Thanks to Zebra Business or Zebra Business Plus packages! 

 

Invest in your business, manage your private assets, adjust your tax charge or insure your business... Our Business Advisors are at your service!

Financing and growth Spuerkeess has the right solutions to help you develop your activity:

  • Cash advance

  • Convertible credit line

  • Bridge loan

  • Housing loan, investment loan and/or personal loan

  • Financial leasing

  • Bank guarantee

 

Find out more

Investment Take advantage of the expertise and stability of the Grand Duchy's best-rated financial institution to grow your capital!

  • Manage your portfolio independently while benefiting from preferential pricing. > Selfinvest 

  • Benefit from the expertise of an advisor and preferential pricing before making your investment decisions. > Activinvest 

  • Delegate the management of your assets to a team of specialists who make all the investment decisions in accordance with your investor profile. > Activmandate

Taxation Save up while benefiting from tax deductions as set by law

  • With our pension plan, housing savings scheme and life insurance products, you can build up capital and benefit from the tax advantages provided by law.

  • Specific and attractive tax benefits for self-employed professionals? Take a look at the supplementary pension scheme for self-employed professionals! 

Our experts will be able to advise you on how to reduce your tax charge as set by law.

Discover your benefits

Insurances Protect your business with LALUX Assurances, our partner for over 30 years


Thanks to a comprehensive range of LALUX insurance products that can be customised to suit your needs and your profession, you can be sure of optimum protection for your property, your business, your staff and yourself.

Founded in 1920, LALUX is now a key player in the Luxembourg insurance market.

  • Which pension solution to choose when you're self-employed?

    Are you self-employed in Luxembourg, live there and want to boost your retirement? Do you want to cover yourself and your loved ones against the risk of death or disability? In this article, our expert Bruno Mendes, Business Advisor Coordinator at Spuerkeess, explains why and how you can benefit from a highly advantageous tax framework. Happy reading!

    Read the article

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Branches

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Spuerkeess Direct

Monday to Friday 8:00 am to 6:00 pm