taxx.lu & Spuerkeess

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Retirement plan

A private pension plan allows you to reduce your taxes today and enjoy additional income in the future.

Life insurance

Prepare for your children's future and protect yourself against life’s misfortunes.

Housing Savings scheme

Build your future with a BHW housing savings scheme contract.

Retirement plan

Your supplementary pension

Save EUR 267 per month in your S-Pension

to reach the tax-deductible ceiling of EUR 3,200 per year.

The legislator encourages you to take out a private pension scheme contract by offering tax benefits, subject to certain regulatory constraints.

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S-Pension

Start reaping the fruits of your pension now!

  • Make your S-Pension grow thanks to regular or occasional deposits in one of the subfunds of the lux|pension SICAV;
  • Save and benefit from your private pension scheme starting at age 60;
  • Choose between a single redemption of funds, a life annuity or a mix of both;
  • Benefit from a maximum annual tax deduction of EUR 3.200 regardless of your age!

Life insurance

Our partner LALUX offers a complete range of insurances that you can take out in a Spuerkeess branch.

Enjoy the tax benefits provided for by law, with insurance premiums deducted from taxable income, capped at EUR 672/household member.

Housing Savings scheme

Build your future with a BHW housing savings scheme contract.

Depending on your age you can deduct saving sums between EUR 672 and EUR 1.344 from your tax liability

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