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Banking tip of the month

To stay safe with your money online, be careful with offers that promise big returns, especially those linked to cryptocurrency, NFTs, or automated trading platforms on social media. Always check who you're dealing with—make sure the company or advisor is legitimate and regulated. Double-check any large or unusual payments, and if something seems off, contact your bank directly through official channels. Keep your financial documents secure and never share your ID or bank details with people you don’t trust.

Mathieu Schwartz, Cybersecurity Expert

Choose Spuerkeess’s Expertise

Open Your Account Easily via Smartphone

Three Reasons to Become a Customer:

User-Friendly Mobile App:

Enjoy a simple and functional banking experience. Recognised as the top banking app in Luxembourg by SIA Partners Mobile Banking Benchmark.

A Blend of Tradition and Innovation:

Spuerkeess has been combining traditional banking with innovative solutions since 1856. Ranked among the safest banks in the world by Global Finance Magazine.

Extensive Network:

Benefit from the largest branch and ATM network in Luxembourg.

A package that meets all your banking needs

With Zebra Premium, you get a complete banking package including all everyday banking services from Spuerkeess the leading retail bank in Luxembourg. We are offering the first 6 months free of charge to all the expatriates who plan to settle in Luxembourg

  • FREE & UNLIMITED EUROTRANSFERTS

    No fees for electronic Eurotransfert transactions

  • CREDIT CARD SERVICES

    Up to 2 free credit cards (Visa Classic and/or Visa Premier), including accident insurance and other card-related insurances.

  • BENEFICIAL FINANCING CONDITIONS

    Preferential rates on loans and guarantees* including overdraft facilities, personal loans, housing loans and rent payment guarantees.

  • TOP-RELATED MOBILE APPLICATION

    According to SIA PARTNERS, our banking app is the number one in Luxembourg.

* Subject to acceptance of the application.

Get a free of charge Zebra Premium package.

Save €57 during your first year in Luxembourg.

Show all services

CURRENT ACCOUNT SERVICES

Account Maintenance:

  • Monthly closing balances
  • One statement of account (electronic or paper) per month
  • "Eurotransfert" transactions exempted from fees
  • Three automated processing transactions (TUP) per month free of charge
  • Standing orders

DEBIT CARDS*

Visa Debit Cards:

  • Two cards included
  • Four free cash withdrawals per month at non-Spuerkeess ATMs**
  • Free PIN reminder
  • Free card replacement

CREDIT CARDS*

Visa Cards:

  • One Visa Classic and one Visa Premier
  • Free PIN reminder
  • Free card replacement
  • Free cash withdrawals at Spuerkeess ATMs in "direct debit" mode
  • Accident insurance and other related insurances

LOANS AND GUARANTEES*

Preferential Rates:

  • Overdraft facility (up to EUR 10.000) with no handling fee
  • Personal reserve with no handling and maintenance fees
  • Personal loans with preferential rates and no handling fees
  • 25 discount on handling fee for housing loans
  • Preferential tariff on rent payment guarantee

SAFE

Rental Tariff:

  • 20% discount on rental fees

INVITATIONS

Events

  • Access to conferences and events

* subject to the acceptance of the application

** in Luxembourg and in the EU, only in EUR

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Zebra Premium: The banking package that makes your life easier

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