3D Secure is a technology used to secure online payments made with credit cards, on websites displaying the following logos:

Not all e-commerce websites use 3D Secure. Online retailers decide whether or not to sign up for 3D Secure.

 

Goal:

To reduce fraudulent use of credit cards on the Internet by introducing additional security for online purchases.

 

How to activate it?

If you have an S-Net agreement, 3D Secure will automatically be activated with the LuxTrust Token used for your S-Net Login.

In case you use several Token, you can check in S-Net which LuxTrust Token is linked to your card. Log in to S-Net, go to “Settings – Payment cards – Payment settings” and follow the on-screen instructions. 

If you login to S-Net Mobile, go to "Settings - Card management - Payment settings”.

You can then verify if 3D Secure is activated for your payment card and instantly use it on e-commerce sites offering 3D Secure.

How does it work?

When you use your credit card to make a purchase on a 3D Secure site, you will be able to validate the payment by entering the single-use code delivered to the medium of your choice:

  • your LuxTrust Token
  • LuxTrust Mobile

You can only register one LuxTrust Token and one LuxTrust Mobile certificate for each card.