3D Secure is a technology used to secure online payments made with credit cards, on websites displaying the following logos:
Not all e-commerce websites use 3D Secure. Online retailers decide whether or not to sign up for 3D Secure.
Goal:
To reduce fraudulent use of credit cards on the Internet by introducing additional security for online purchases.
How to activate it?
If you have an S-Net agreement, 3D Secure will automatically be activated with the LuxTrust Token used for your S-Net Login.
In case you use several Token, you can check in S-Net which LuxTrust Token is linked to your card. Log in to S-Net, go to “Settings – Payment cards – Payment settings” and follow the on-screen instructions.
If you login to S-Net Mobile, go to "Settings - Card management - Payment settings”.
You can then verify if 3D Secure is activated for your payment card and instantly use it on e-commerce sites offering 3D Secure.
How does it work?
When you use your credit card to make a purchase on a 3D Secure site, you will be able to validate the payment by entering the single-use code delivered to the medium of your choice:
- your LuxTrust Token
- LuxTrust Mobile
You can only register one LuxTrust Token and one LuxTrust Mobile certificate for each card.