While waiting for your state-guaranteed student loan to be agreed, you can obtain a maximum arranged overdraft Axxess Study of EUR 2.500 at 0% interest, subject to acceptance of your application.

You just need:

  • to have an Axxess Study account
  • to agree to take out a state-guaranteed higher education loan with Spuerkeess.

In order to receive your arranged overdraft Axxess Study, please make an appointment at the branch of your choice.