21st September 2021

Game on! Become a stock market pro!

Sophie is intrigued by Marc’s new hobby and would really like to understand why he is spending so much time on his smartphone scrolling through the news about publicly traded companies. There’s no point asking him to explain what’s so fascinating – he’s much too engrossed in his reading to reply. So Sophie has an idea that will make Marc sit up and take notice!

Learn how to manage a virtual securities portfolio through Stock Market Learning

As she does every week, Sophie was checking her spending on her mobile app when a message from her bank suddenly caught her eye. The subject line said "Take part in our big competition Stock Market Learning" and it invited her to take part in the Stock Market Learning competition where she will have a pretend virtual budget that she can invest in shares, bonds, etc. Of course she knows nothing about all these terms at the moment, but has every intention of filling the gaps in her knowledge.

Sophie will be able to test how the stock market works, but without the risk of losing any real money. Wouldn’t this be the perfect time for Sophie to learn about the investment world, which she has been trying to get Marc to explain to her for ages?

Understand investing with videos

Sophie has no need for Marc and his explanations to learn a few basic concepts because she now has access to a dedicated Internet page where she can find a series of short informational videos that explain the stock market, how it works and the different types of securities available (shares, bonds, etc.), as well as providing helpful tips.

That way she would have a better feel for what it means to hold securities.

Sophie, who is a bit of a geek at heart, starts watching each video very attentively and learns about the key principles of investing. Although she found it a bit complicated to start with, she told herself that, since she would be experimenting with her virtual money, she wouldn’t be taking any risks if she put the theory she had just absorbed into practice. That way she would have a better feel for what it means to hold securities.

What is a share?

Win a prize for investing well

With the code she received from her bank in S-Net, Sophie created an account so she could start playing and invest the virtual EUR 50.000 she had been given.

She now has until 28 January 2022 to put her knowledge to the test and see what happens to her investments. If Sophie turns out to have a knack for finance, she could win one of the prizes.

Prizes

1st prize: EUR 1000

2nd prize: EUR 500

3rd prize: EUR 250

Sustainability prize: A EUR 500 voucher, valid in the "Naturata" shops.

And what comes after Stock Market Learning?

Sophie can’t wait to find out if she made the right investments. Who knows, maybe after this experience she will decide to invest some of her savings in the stock markets for real.

Stock Market Learning is an opportunity to manage money virtually on the stock markets. When Sophie comes to invest her money in the markets in real life, she will apply the best practices she learnt from watching the videos and reading the bank's tips.

These are her key takeaways:

1. Investing involves risk, which is why you should never invest all your savings, but make sure that you keep some resources available for your short-term plans (within five years).

2. Investing wisely means giving your money time to gain value. Investments should therefore be made for the long term, otherwise you are in speculative territory and that’s very risky for your savings.

3. To limit your losses, diversify your portfolio as much as possible so that it can slowly but surely increase in value over time.

Sophie is almost ready to invest some of her savings for the long term and to diversify her portfolio as much as possible. Will she take the plunge?