Student loan: your checklist and other important…
Wherever you decide to study, you are automatically entitled to a student grant as well as a student loan! If you are wondering what the next steps are and how…
If you wish to go to university, you can apply for financial assistance for students at the Finanial Aid Department. Aid is granted in form of a student grant and a state-guaranteed student loan. You can choose to take the grant without taking the loan but not the other way around!
The global student grant by the Financial Aid Department consists of four different grant modules. The total amount you can obtain depends on your personal situation. The categories are as follows (academic year 2022/2023)
You're granted a scholarship for the official duration of the degree cycle plus a one-year bonus (2 semesters)!
However, you must demonstrate progress during the first degree cycle, otherwise financial aid may be denied. Because the grant is paid in two instalments, you must submit a grant request each semester, even if you are enrolled annually. The deadlines are 30 November for the winter semester and 30 April for the summer semester. If you miss them, you won't receive the grant!
You can complete your application online at guichet.lu. It’s fast and easy and you're guided step by step through the procedure!
Since the academic year 2021-2022, the application is made entirely via MyGuichet with or without a LuxTtrust product or electronic identity card (eID).
On MyGuichet, you will obtain a list of documents to be attached to the application that is adapted to your personal situation. Shortly after sending the application, you will receive an acceptance letter with a certificate for the bank printed on yellow security paper. Keep this letter carefully: you will need it to obtain the half-yearly instalment of your state-guaranteed loan from your bank!
All you have to do is go to a Spuerkeess branch with the letter of acceptance from the the Financial Aid Department to receive your first instalment. Subsequent instalments can be processed via the S-Net Store, using the QR code provided on the yellow letter.
Two years after you complete or terminate your studies, you can begin paying back your student loan during a maximum period of 10 years.
Start your studies without any worries and benefit from a loan at an advantageous rate in addition to your state-guaranteed student loan.
Other plus point: while waiting for your financial aid to be agreed, you can obtain a maximum advance of EUR 2.500 at 0% interest! Moreover, if the government financial aid mechanisms are not sufficient you can contract a Unif loan, which is an additional loan. The amount can be disbursed in a lump sum or in half-yearly instalments, which you can start paying back two years after you finished studying.