Today I have an appointment with my banker!
Since moving into their first home and undertaking the renovation of their new house, Sophie has developed a passion for interior design. She therefore decided…
![[Translate to English:]](/fileadmin/_processed_/d/8/csm_278__S_M__Fonctionalites_S-Net__1__21ccf3d0dc.jpg "[Translate to English:]")
![[Translate to English:]](/fileadmin/_processed_/5/f/csm_298__SpeedInvest_2023_Cover_312905b177.jpg "[Translate to English:]")
Speedinvest: those New Year’s resolutions start right now
New year, new resolutions! What if you didn't wait too long to take your personal finance resolutions in hand?. After Christmas and the New Year with…
![[Translate to English:]](/fileadmin/_processed_/3/9/csm_244__S_M__MyTax_7ee4371933.jpg "[Translate to English:]")
Our tips for a successful tax return!
It's that time of year again when you received the reminder letter from the Tax Administration for missing the deadline for your tax return again. Oops!…
Game on! Become a stock market pro!
Sophie is intrigued by Marc’s new hobby and would really like to understand why he is spending so much time on his smartphone scrolling through the news about…
![[Translate to English:]](/fileadmin/_processed_/8/f/csm_272__FIN__Que_faire_apres_l_unif__01_ca469f9971.jpg "[Translate to English:]")
![[Translate to English:]](/fileadmin/_processed_/5/1/csm_239__STI__Le_bon_outil_f8fd08b847.jpg "[Translate to English:]")
![[Translate to English:]](/fileadmin/_processed_/9/1/csm_238__STI__Investir_vert_89c617fc43.jpg "[Translate to English:]")
Investing in “green”
You’re starting to feel more and more comfortable with the idea of investing and now would like to understand what it means to invest in “green”. Well, we will…
![[Translate to English:]](/fileadmin/_processed_/f/3/csm_237__STI__Actualites_3c3f2aba20.jpg "[Translate to English:]")
Investing means keeping abreast of the news
Having invested in securities, you want to make sure you have made the right choices. To that end, it is for instance vital to keep informed of the latest…
![[Translate to English:]](/fileadmin/_processed_/9/c/csm_236__STI__Comment_acgeter_des_obligations_c905741e92.jpg "[Translate to English:]")
Understanding and buying bonds
Now that you have an understanding of investment funds and equities, you just need to know what bonds are, to complete your basic knowledge. You may have…
![[Translate to English:]](/fileadmin/_processed_/3/4/csm_235__STI__Comment_acheter_des_actions_18d1c5d029.jpg "[Translate to English:]")
Understanding and buying shares
You've done it! Your securities portfolio has been opened and you have set your investment amount. Welcome to the stock exchange! You may feel a little…
![[Translate to English:]](/fileadmin/_processed_/f/7/csm_234__STI__Comment_investir_dans_des_fonds_d_investissement_a537746391.jpg "[Translate to English:]")
Understanding investment funds
Investment funds, also known as "mutual funds" or "undertakings for collective investments (UCI)", are investment products created to allow…
![[Translate to English:]](/fileadmin/_processed_/3/4/csm_226__STI__Definir_strategie_dinvestissement_a4aead76dd.jpg "[Translate to English:]")
Defining your investment strategy
You have set your investment budget, determined your investor profile and probably opened your securities account. What happens now? Well, you just need to…
![[Translate to English:]](/fileadmin/_processed_/8/3/csm_225__STI__Profil_d_investisseur_817531424b.jpg "[Translate to English:]")
Determining your investor profile
Do you want to invest but do not know where to start? It would be true to say it is not the simple matter it might first appear, and that is why it is…
![[Translate to English:]](/fileadmin/_processed_/8/f/csm_218__STI__ouvrir_et_gerer_un_portefeuille-titres_39b6502aaa.jpg "[Translate to English:]")
Opening and managing a securities portfolio
Are you able to put aside a little money at the end of each month? Have you ever asked yourself how you could put that extra money to work, to increase its…
![[Translate to English:]](/fileadmin/_processed_/1/7/csm_217__STI__Definir_son_capital_dinvestissement_7387fbfaa2.jpg "[Translate to English:]")
Defining your investment capital
So you have decided to do something for your savings by investing some of your money? Congratulations! To get started in the Stock Market and build investment…
![[Translate to English:]](/fileadmin/_processed_/5/c/csm_241__Portrait__Fred_Kutten__Interview_641a94b5fd.jpg "[Translate to English:]")
Lombard Loan: the flexible financing solution without limits
Holding a portfolio consisting of financial assets, and then having to sell it in part or in full in order to have access to cash on an ad hoc basis, can lead…
Which solutions for managing your wealth?
Wealth management needs to meet numerous objectives and it can be complicated to strike the right balance between these goals and the enhancement of your…
How to grow your savings rather than spend them
Do you have some savings tucked away? Or have you inherited some money? Sure, you could organise an awesome trip halfway around the world, make some luxury…
The day Marc started investing
Marc is fascinated by all the technology surrounding him and believes that the possibilities for human beings to expand their knowledge are limitless. Who…
A joyful arrival is on the horizon!
Mum can already feel the first kicks in her tummy and Dad is eager to know the baby's sex, while Grandma cannot wait to spoil the baby and Grandpa is…
Saving for your children: what makes the most sense?
Sophie and Marc are delighted to announce the birth of their daughter Lily! While the couple is on cloud nine, they already have quite a few questions about…
4 good reasons to boost your environmental commitment by investing “green”
Reducing the use of plastic, taking public transport, buying second hand, eating local...the list of small actions that can improve our consumption habits has…
Why you should switch from saving to investing for your children
"It’s a fact that most of our customers open a savings account for their children at birth. And being a young father myself, I perfectly understand that…
Interview with Xavier Hannaerts
It is in a particular environment that Xavier Hannaerts, Head of Investments at Spuerkeess Asset Management, speaks about developments in the context in which…
Quantitative easing: the oft-ignored long-term effects
Aykut Efe, Economist at Spuerkeess Asset Management, discusses the potential impacts of quantitative easing on the real economy in the long term.
Dividends immune to Covid-19
Since the 2008 financial crisis and the implementation of non-conventional monetary policies around the world, bond yields have fallen significantly. The US…
lux|funds: an approach that is proving its worth
Since February, as COVID-19 has rippled across the globe, there has been a widespread sell-off in the financial markets, combined with a literal explosion of…
Serious measures
Aykut Efe, Economist at BCEE Asset Management (now Spuerkeess Asset Management), considers the current economic climate amid the coronavirus pandemic.
Financial markets dialogue for the first quarter
Aykut Efe, Economist at BCEE Asset Management (now Spuerkeess Asset Management), discusses the economic and financial environment at the start of 2020 and…
Best way to save in the New Year
The New Year has long begun but you seem to have forgotten all about your good resolutions? Don't worry! In order to refresh your memory, here are five…
Spuerkeess Asset Management (Spuerkeess Asset Management is the trading name of BCEE Asset Management) signs the "Investor statement on deforestation and forest fires in the Amazon"
On 12 September, as part of its commitment to the United Nations Principles for Responsible Investment (UN PRI), Spuerkeess Asset Management (Spuerkeess Asset…
Marc wants to invest his savings, what about you?
Over time, Marc has amassed a small amount of money in his savings account. With how interest rates have been developing over the past years, this means that…
Responsible Investments: certification for BCEE Asset Management (now Spuerkeess Asset Management)
Carlo Stronck, Director, and Loïc Chaulacel, Portfolio Manager specialising in responsible investment at BCEE Asset Management (now Spuerkeess Asset…
Is the Fed aiming for a new soft landing?
After three years spent tightening its monetary policy (from December 2015 to December 2018), the United States Federal Reserve put the process on hold at the…
It's time for the tax return!
At the beginning of February, Sophie’s parents received a letter from the Luxembourg Direct Tax Authority (Administration des Contributions Directes, ACD),…
BREXIT – What’s next?
On Tuesday15 January, the UK Parliament is to express its final position on the adoption or rejection of the new withdrawal agreement negotiated between Prime…
Smart investing: our tips
Discover how you can take advantage of the financial markets by investing small amounts, starting from age 18!
MiFID II: added value for the customer
The European Markets in Financial Instruments Directive (MiFID II) entered into force on 3 January 2018. Claude Hirtzig, Head of Department and Senior Vice…
